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$540,000

40145 7th AvenueUmatilla, FL 32784

Listing updated: October 5, 2026 at 2:46 PM ET

Active

Listing courtesy of Coldwell Banker Vanguard Edge · Christina Nelson · MLS #G5111741 · Active · 800-948-0938

Beds

Baths

2,347

Sq Ft

1.45

Acres

1990

Built

◆Fireplace◆1.45 acres◆$230/sqft◆360° tour

Single Family Residence

Property type

1990

Year built

63,250 sqft

Lot size

$230

Price / sq ft

No HOA

HOA dues

153

Days on market

Garage spaces

Flood zone

About this home

This charming four-bedroom, two-and-a-half-bathroom home, which is situated on a spacious 1.45 acres, provides the perfect mix of everyday convenience and privacy. With plenty of space for family, visitors, and entertaining, you will love the home's design and peaceful outdoor environment. The backyard features a large patio and picnic space for entertaining. With roomy living areas and a useful layout. Recently, the house was renovated. Ideal for families or anyone who simply needs more room. The house has a large, spacious living room with a vaulted ceiling and a stunning wood-burning fireplace made of rocks, as well as a separate dining area. updated kitchen and breakfast area. Every bathroom has a high-rise toilet. In addition, the house has a fenced-in backyard, a 1-30 amp RV plug on the north side, and a 1-50 amp RV plug on the south side. An additional storage shed and a shop. Plenty of space for your boats, RVs, and other belongings. Possibly room for a mini farm, animals, or garden. Enjoy the sunroom that leads outback to your huge yard for entertaining. The air conditioner is only about five years old, a new water heater is six months old, and a new roof was installed in May 2025. The county park, where family activities take place, is directly across from the house. Play sports, ride bikes, spend time on the trails, or just observe. All grade schools are within a mile or so away from the house. Minutes away from the local springs and Ocala National Forest. Only 45-60 minutes away from beaches or the city of Orlando. Schedule a visit to see this incredible house and everything in it. Some pictures are virtually staged.

Estimated monthly payment

Principal & interest$2,731

Property taxes$222

Home insurance (est.)$248

Down payment

20%

$108,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history153 days on market

Status: Active
Oct 5, 2026
Listed$645,000
Apr 29, 2026
Price reduced$540,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Sellers DisclosurePDFView / Download ↓

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 153
Subdivision: East Umatilla
County: Lake
Year built: 1990
Living area: 2,347 sq ft
Price/sq ft: $230
Lot size: 63,250 sq ft
Lot category: 1 to less than 2
Flood zone: X (12069C0220E)
Garage: 2 spaces
Annual taxes: $2,669 (2025)
Parcel #: 08-18-27-0100-107-00800
Zoning: R-6
MLS #: G5111741

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Hardwood, Luxury Vinyl, Tile, Wood
Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features: Ceiling Fans(s), Vaulted Ceiling(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: East
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air, Attic Fan

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Awning(s), Lighting, Rain Gutters, RV Hookup, Storage
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Dirt

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Cable Available, Electricity Connected, Phone Available

Community

Pets allowed: Yes

Schools

ElementaryBUmatilla ElemGreatSchools ↗

MiddleBUmatilla MiddleGreatSchools ↗

High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	18x15
Bedroom 2	First	12x9
Bedroom 3	First	12x14
Bedroom 4	First	11x12
Living Room	First	21x71
Dining Room	First	11x12
Kitchen	First	10x26

Listing Details

Listing date: 2026-04-29
On market date: 2026-04-29
Original list price: $645,000
Occupant type: Owner
MLS area: 32784 - Umatilla / Dona Vista
Listing AOR: Lake and Sumter
Status changed: 2026-10-05
Tax legal description: EAST UMATILLA LOTS 8 TO 18 INCL LOTS 29 TO 39 INCL BLK 107 PB 6 PGS 87-95 ORB 4364 PG 49

Flood risk

Minimal riskFEMA Zone XPanel 12069C0220E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on State Road 19 to E. Collins St./450 to right on W Ninth Ave, left on E. Second St, Left on W Seventh Ave. 2nd house on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 5, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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