$285,000
460 Mount Oak Avenue
St Petersburg, FL 33702
Listing updated: June 25, 2026 at 7:27 AM ET
Listing courtesy of Barefoot Realty Group · Charity Cicardo · MLS #TB8503310 · Active · 877-360-7577Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. Waterfront Property in popular 55+ community! Buyers: Seller is offering $5,000 credit for dock or lift to be paid at closing on top of the already low price for rare 3 bedroom/2 bath remodeled waterfront home with 50 feet on wide saltwater canal to Tampa Bay with no bridges. No flooding in 2024 storms! Located in Americana Cove, the premier 55+ factory-built housing community only 10 mins to downtown St. Petersburg, the owner remodeled the home with pride and the upgrades are many: 1). 2023 HVAC system and ductwork, 2). beautiful wide plank luxury vinyl water proof flooring throughout, 3). open kitchen/dining/living area with 180 degree views of the wide canal and mangroves--no homes across; 4). remodeled kitchen with stainless appliances, granite countertops and wood cabinets; 5). remodeled baths with walk-in showers for easy access; 6). two large guests bedrooms and primary owner suite with walk-in closet and full bath for the ultimate in comfort. 7). Drywall throughout. 8). Composite deck off living area offers exceptional views of the water. 9). A beautiful 216 sq. ft screened lanai is a great place to enjoy the sunsets and wildlife. 10). Extra large storage shed with 126 sq ft of space and washer and dryer hookup. 11). Beautiful mature landscaping. This is truly that retirement waterfront retreat that you've been dreaming about! Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, heated pool, clubhouse, fitness center and so much more! An extra bonus is that the seawall is maintained by the co-op! 4th Street shopping and dining are minutes away. Two airports are 15 minutes away. Two pets (dogs or cats) up to 35 pds each are welcomed! Renting is allowed with 2-month minimum. This is Florida living at its best!
Local Insight
At $285K in an AE flood zone, you're paying a premium for waterfront access in a 55+ community, but flood insurance will be a significant annual cost you need to factor in—likely $1,500+ per year depending on elevation and coverage. The $410 monthly HOA is reasonable for a waterfront park with amenities, but this 1971 home's long-term durability in a flood-prone area is worth a serious inspection, especially around the foundation, roof, and any previous water damage. If you're drawn to the waterfront lifestyle and community, the value is there, but this isn't a property to buy without understanding your full insurance obligations and doing your due diligence on structural condition.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveApr 29, 2026
- Listed$285,000Apr 29, 2026
- Price increased$285,000
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Active
- Days on market
- 57
- Cumulative DOM
- 380
- Subdivision
- Mobel Americana Mobile Home Park Unrec
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,104 sq ft
- Price/sq ft
- $258
- Building area
- 1,684 sq ft (Public Records)
- Lot size
- 3,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $3,938 (2025)
- Parcel #
- 29-30-17-58340-000-7450
- MLS #
- TB8503310
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Open Floorplan
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Circular Driveway
- Carport
- Yes
HOA & Financial
- HOA fee
- $410 / Monthly
- Monthly HOA
- $410/mo
- Total monthly fees
- $410/mo
- Total annual fees
- $4,920
- HOA name
- Chrissy Brush, Office Supervisor
- CDD
- No
- Min lease term
- 2 Months
- Listing terms
- Cash
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Management requires background check/credit check for all tenants.
- Approval process
- Management requires background/credit check for all tenants.
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Vinyl Siding
- Roof
- Roof Over
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-04-28
- On market date
- 2026-04-29
- Original list price
- $285,000
- Occupant type
- Vacant
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-29
- Tax legal description
- MOBEL AMERICANA MOBILE HOME PARK (UNREC) LOT 745
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On I-275, take Gandy Blvd exit east to 4th St. Turn right to 72nd Ave. Turn left and community is ahead after crossing First St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 7:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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