122 Carmel Bay Drive, FL
Stellar MLS

$467,500

122 Carmel Bay Drive

Sanford, FL 32771

Listing updated: June 4, 2026 at 2:02 PM ET

Active
4
Beds
3
Baths
2,170
Sq Ft
0.11
Acres
2001
Built
$215/sqft360° tour
Single Family Residence

Property type

2001

Year built

4,644 sqft

Lot size

$215

Price / sq ft

$18/mo

HOA dues

31

Days on market

2

Garage spaces

X

Flood zone

About this home

Seller to offer credit of $7500 to buyer. Welcome to this spacious 4-bedroom, 2.5-bathroom, 2,170 sq. ft. two-story home in Monterey Oaks, offering a flexible layout and inviting living spaces throughout. The main level features a formal dining room and a versatile bonus room that can easily function as a 5th bedroom, home office, media room, or additional flex space to fit your needs. The kitchen is designed for both everyday living and entertaining, complete with solid surface countertops, a center island, and stainless steel appliances. It opens seamlessly to the generous living room, creating a comfortable and connected main living area. French doors lead to a screened-in patio, extending the living space outdoors. All bedrooms are located upstairs, providing added privacy from the main living areas. The primary suite offers a spacious retreat with an en suite bathroom featuring two separate showers, including a walk-in shower and a tub/shower combination, along with a large vanity and ample storage. Step outside to the screened lanai overlooking a spacious, fully fenced backyard framed by mature trees, offering a peaceful outdoor setting with room to relax or play. Conveniently located just minutes from theme parks, major shopping destinations, beaches, airports, and major highways, this home provides easy access to a wide range of local attractions and everyday conveniences.

Estimated monthly payment

Principal & interest$2,364
Property taxes$471
Home insurance (est.)$214
HOA dues$18

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history31 days on market

  1. Status: Active
    May 4, 2026
  2. Listed$475,000
    May 4, 2026
  3. Price reduced$467,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
31
Subdivision
Monterey Oaks Ph 2 Rep
County
Seminole
Year built
2001
Living area
2,170 sq ft
Price/sq ft
$215
Building area
2,594 sq ft (Public Records)
Lot size
4,644 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$5,657 (2025)
Parcel #
33-19-30-519-0000-0330
Zoning
PD
MLS #
O6402946

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Other, PrimaryBedroom Upstairs, Solid Surface Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$210 / Annually
Monthly HOA
$18/mo
Total monthly fees
$18/mo
Total annual fees
$210
HOA name
Sentry Management
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer To Verify All Lease Restrictions

Exterior & Construction

Exterior features
French Doors, Lighting, Other, Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBIdyllwilde ElementaryGreatSchools ↗
MiddleASanford MiddleGreatSchools ↗
High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BathroomSecond
Primary BedroomSecond

Listing Details

Listing date
2026-05-04
On market date
2026-05-04
Original list price
$475,000
Occupant type
Owner
MLS area
32771 - Sanford/Lake Forest
Listing AOR
Orlando Regional
Status changed
2026-05-04
Tax legal description
LOT 33 MONTEREY OAKS PH 2 REPLAT PB 58 PGS 22-23

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head northeast on Exit 101A, Use the right 2 lanes to take the County 46A E ramp to Rinehart Rd N/Sanford, Use any lane to turn right onto H E Thomas Jr Pkwy/Seminole County Rd 46A, Continue onto W 25th St/H E Thomas Jr Pkwy, Turn left onto Upsala Rd, Turn left onto Monterey Oaks Dr, Turn right onto Spanish Bay Dr, Turn right onto Carmel Bay Dr, Destination will be on the right

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 2:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA