13095 Gulf Lane, FL

$949,000

13095 Gulf Lane

Madeira Beach, FL 33708

Active
2
Beds
2
Baths
1,404
Sq Ft
0.04
Acres
1947
Built
Water view$676/sqft360° tour
🏠Single Family Residence

Property type

🏗️1947

Year built

📐1,559 sqft

Lot size

📊$676

Price / sq ft

🏘️No HOA

HOA dues

📅22

Days on market

🌊AE

Flood zone

About this home

Turnkey beachside investment opportunity with sought after zoning that allows for nightly vacation rentals. Located literally just steps from the powder white sands of the Gulf, this fully furnished 2 bedroom plus loft, 2 bath coastal retreat is ideally positioned for both strong rental performance and personal enjoyment. A brick paver walkway leads to the home’s welcoming front patio, which is surrounded by charming landscaping. Adirondack seating and a firepit create the perfect setting to relax and unwind after a day at the beach, setting the tone for the coastal lifestyle this property offers. A spacious storage shed keeps all your beach gear and toys organized, and an outdoor shower adds convenience after enjoying the sand and surf. Upon entry, the first floor features the kitchen and dining area, complete with white shaker cabinetry, quartz countertops, GE stainless steel appliance package including a counter-depth French door refrigerator, recessed lighting, and a stylish coffee bar with open shelving. This level also includes a bedroom, a beautifully updated full bathroom with a tiled walk-in shower and frameless glass enclosure, and a convenient washer and dryer. The second floor serves as the main living space, showcasing vaulted ceilings, abundant natural light, and a comfortable gathering area. An enclosed loft on this level provides valuable additional sleeping or flex space, along with a second fully updated bathroom featuring a tiled walk-in shower and frameless glass door. The third floor offers a spacious bedroom, creating a private retreat for guests and separating sleeping areas for larger groups. This thoughtfully designed three level home comfortably sleeps 7 and is ideal for maximizing guest occupancy. The home has been upgraded with luxury vinyl plank flooring throughout the first and second floors and plantation shutters throughout, delivering a clean, coastal aesthetic that is both stylish and durable for short term rental use. A metal roof adds long term value, durability, and peace of mind for owners. The property also offers ample parking, a rare and valuable feature for vacation rentals in this area. Positioned in one of Tampa Bay's most desirable beachside locations, this property consistently attracts vacationers year round. The ability to rent nightly provides a major advantage for income generation, making this an ideal opportunity for investors or buyers seeking a beach home that can offset ownership costs. Popular local dining and entertainment options including Mad Beach Cantina and Bamboo Beach Bar are located just across the street, while John’s Pass Village and Boardwalk is also just steps away, offering waterfront dining, shopping, fishing charters, and boating excursions. Additional nearby favorites such as Candy Kitchen, Dockside Dave’s, Daiquiri Deck, and other local hotspots are all within walking distance. Enjoy incredible sunsets just moments from your front door along the Gulf shoreline. Offered fully furnished and beautifully appointed, this is a true plug and play investment ready for immediate use or continued rental.

Estimated monthly payment

Principal & interest$4,799
Property taxes$850
Home insurance (est.)$435

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    May 2, 2026
  2. Listed$995,000
    May 2, 2026
  3. Price reduced$949,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Subdivision
Mitchells Beach Rev
County
Pinellas
Year built
1947
Living area
1,404 sq ft
Price/sq ft
$676
Building area
1,521 sq ft (Appraiser)
Lot size
1,559 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$10,196 (2025)
Parcel #
15-31-15-58320-004-0170
Zoning
RES
MLS #
TB8502493

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Wood
Appliances
Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Closet
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Parking features
Driveway, Guest, Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Any and all rental restrictions to be verified by the buyer in accordance with the City of Madeira and Pinellas county

Exterior & Construction

Exterior features
Hurricane Shutters, Outdoor Shower, Storage
Construction materials
Vinyl Siding, Frame
Roof
Membrane, Metal
Foundation
Crawlspace
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementaryOrange Grove Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomSecond9x17
KitchenFirst7.5x10.5
Primary BedroomFirst11x15
Bedroom 2Third
LoftSecond

Listing Details

Listing date
2026-04-20
On market date
2026-05-02
Original list price
$995,000
Occupant type
Tenant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-05-02
Tax legal description
MITCHELL'S BEACH REVISED BLK 4, SW'LY 40 FT OF LOT 17

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading South on Gulf Blvd turn Right on 131st ave. 2nd house on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 2:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA