17819 Palm Street, FL

$429,000

17819 Palm Street

Umatilla, FL 32784

Active
3
Beds
2
Baths
1,985
Sq Ft
0.41
Acres
1982
Built
WaterfrontWater accessFireplace$216/sqft360° tour
🏠Single Family Residence

Property type

🏗️1982

Year built

📐17,938 sqft

Lot size

📊$216

Price / sq ft

🏘️No HOA

HOA dues

📅5

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to your perfect home in small golf cart community with NO HOA and private beach and lake access! This solid 3/2 brick home on oversized lot allows you the FREEDOM to truly make this property your own! Enjoy piece of mind with a whole house generator, two newer A/C units with HALO air cleaner, metal roof, spray foam insulation, sec cameras, alarm, multi zone sprinkler system and gutters. Homes interior is nicely updated with newer flooring, fresh paint, granite countertops, new refrigerator, newer water heater and new washer & dryer. Nice floor plan with split bedrooms, seperate living room and dining room, wood burning fireplace in family room and even a dinette area off kitchen. Entertain or just relax on two beautiful covered porches, one in the front and a spacious enclosed porch on the back overlooking your future garden area, large walk in shed with electric and a seperate one car carport for tractor, toys or extra vehicle. Deeded lake access to S Twin Lake along with private beach area that is just around the corner-perfect for fishing, boating, kayaking or simply unwinding lakeside. Great school district and close to Ocala Forest, Alexander Springs and more. If you're looking for durability, efficiency in your next Florida home, this is it!

Estimated monthly payment

Principal & interest$2,169
Property taxes$429
Home insurance (est.)$197

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    May 2, 2026
  2. Listed$429,000
    May 2, 2026
  3. Price increased$429,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Silver Beach Heights
County
Lake
Year built
1982
Living area
1,985 sq ft
Price/sq ft
$216
Building area
3,308 sq ft (Public Records)
Lot size
17,938 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0210E)
Garage
2 spaces
Annual taxes
$5,153 (2025)
Parcel #
01-18-26-0300-00B-00900
Zoning
R-3
MLS #
O6402607

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Boat, Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Parking Pad
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Garden, Lighting, Private Yard, Rain Gutters, Sliding Doors, Storage
Construction materials
Block, Brick
Roof
Metal
Foundation
Brick/Mortar, Slab
Waterfront
Yes
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst8x15
Living RoomFirst12x18
Primary BedroomFirst14x16
Dining RoomFirst11x15
Family RoomFirst14x16
DinetteFirst8x8
Bedroom 2First12x14
Bedroom 3First12x12

Listing Details

Listing date
2026-05-02
On market date
2026-05-02
Original list price
$429,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-05-02
Tax legal description
SILVER BEACH HEIGHTS LOT 9 BLK B & 1/84 INT IN LOT 21 BLK H PB 14 PG 25 ORB 6458 PG 1005

Flood risk

Minimal riskFEMA Zone XPanel 12069C0210E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Mount Dora Hwy 441 to SR 19 north to Umatilla. Turn left onto Palm Street (Silver Beach Heights). House is on the right side.

Property sale history

Public records

17819 PALM ST, UMATILLA 32784

  • Jan 2025$380,000

1,985 sq ft · Built 1982 · 0.4118 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 7, 2026 at 8:37 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA