4550 Overlook Drive, FL4550 Overlook Drive, FL4550 Overlook Drive, FL
Stellar MLS
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$184,900

4550 Overlook Drive

St Petersburg, FL 33703

Listing updated: June 3, 2026 at 3:28 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Tiffany Lettelleir · MLS #TB8502042 · Active · 727-894-1600
2
Beds
1
Bath
945
Sq Ft
1.44
Acres
1971
Built
Waterfront1.44 acres$196/sqft360° tour
Condominium

Property type

1971

Year built

62,710 sqft

Lot size

$196

Price / sq ft

$633/mo

HOA dues

37

Days on market

ae

Flood zone

About this home

One or more photo(s) has been virtually staged. BEAUTIFUL CONDO in LAKE OVERLOOK ~ LOCATED near MILLION DOLLAR WATERFRONT COMMUNITIES! TOTALLY RENOVATED CONDO! Lake Overlook Condominiums are known for its excellent location. LOCATION, LOCATION, LOCATION! FALL in LOVE with this ADORABLE 2 bedroom and 1 bathroom 1ST FLOOR LAKE VIEW CONDO in the Lake Overlook Condominiums Community, one of the most desirable condo communities in St. Petersburg! Lake Overlook is a well-maintained community. YOU will LOVE this CHARMING home! ENJOY the BEAUTIFUL RENOVATED interior and be immediately drawn to the CHARM of this home. As you enter through the FRONT DOOR of the home you will LOVE the OPEN FLOOR PLAN. ENJOY the SPACIOUS open living room/dining room ~ you will ENJOY entertaining in this home. LOVE the RENOVATED kitchen (2026), which offers wood shaker cabinets, BRAND NEW stainless steel appliances, QUARTZ countertops, a pantry closet, and an open doorway allowing the chef to be part of the activity! This home is open and inviting! The LIGHT and BRIGHT PATIO is a perfect, peaceful spot to enjoy the LAKE VIEWS and PERFECT for ENTERTAINING! This home offers a spacious primary bedroom with LAKE VIEWS! COMPLETELY renovated bathroom with a BEAUTIFUL NEW WALK-IN shower (2026) and NEW glass doors (2026). This perfect condo has everything you could ever want ~ AC (2026), Water Heater (2026), interior paint (2026), NEW baseboards, 1 assigned parking spot, a PRIVATE STORAGE closet, and much more! Come enjoy this quaint PEACEFUL condo in Lake Overlook ~, which is one of the BEST locations offering quick access to DOWNTOWN St. Petersburg and Tampa, ALL of the BEACHES, airports, interstates, shopping, and restaurants. YOU will LOVE this MAINTENANCE FREE Community with a COMMUNITY DOCK where you will LOVE fishing and lakeside grill area! The Community Pool and Laundry area is conveniently located directly across from this condo. YOU MUST SEE this little bit of Florida Paradise! **Motivated Seller** ~

Local Insight

At $196/sqft, this waterfront condo is priced competitively for St. Petersburg, but the 1971 build year and AE flood zone designation mean you'll want a thorough inspection and should factor in potential flood insurance costs—this isn't a casual renovation project. The $633 monthly HOA is substantial and worth verifying covers all maintenance, especially on an older waterfront property where structural and systems issues tend to compound over time.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$935
Property taxes$89
Home insurance (est.)$85
HOA dues$633

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Apr 27, 2026
  2. Listed$199,000
    Apr 27, 2026
  3. Price reduced$184,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
37
Subdivision
Lake Overlook Apts
County
Pinellas
Year built
1971
Living area
945 sq ft
Price/sq ft
$196
Lot size
62,710 sq ft
Flood zone
ae (12103C0228H)
Annual taxes
$1,066 (2025)
Parcel #
04-31-17-48111-001-1540
MLS #
TB8502042

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Tile, Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Living Room/Dining Room Combo, Open Floorplan
Laundry
Common Area
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Guest

HOA & Financial

HOA fee
$633 / Monthly
Monthly HOA
$633/mo
Total monthly fees
$633/mo
Total annual fees
$7,590
HOA name
Jamie Ballard ~ Management and Associates
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with Association for Lease Restrictions ~
Approval process
Buyer to verify with Association for Approval Process ~

Exterior & Construction

Exterior features
Awning(s), Lighting, Outdoor Grill, Rain Gutters, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryShore Acres Elementary-PNGreatSchools ↗
MiddleMeadowlawn Middle-PNGreatSchools ↗
High SchoolNortheast High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x12
KitchenFirst12x8
Primary BedroomFirst15x11
Bedroom 2First11x11
Dining RoomFirst12x11
Balcony/Porch/LanaiFirst12x6

Listing Details

Listing date
2026-04-27
On market date
2026-04-27
Original list price
$199,000
Occupant type
Vacant
MLS area
33703 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-04-27
Tax legal description
LAKE OVERLOOK APTS UNIT 2 CONDO BLDG 4550, UNIT 154 TOGETHER WITH THE USE OF PARKING SPACE 154

Flood risk

High riskFEMA Zone AEPanel 12103C0228H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

4th Street N, East on 38th Avenue N, Continue onto 40th Avenue N, which becomes Arkansas Avenue NE, Slight Left onto Connecticut Avenue NE, Left onto Overlook Drive NE ~ Enter the community and take first Right to Building 4550, Condo #154 on Left ~

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 3:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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