


$474,000
61 Central Avenue
Umatilla, FL 32784
Listing updated: August 12, 2026 at 1:13 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Positioned in the heart of downtown Umatilla, this versatile mixed-use property presents a strong income-producing opportunity with both residential and commercial components. The second-floor features three well-maintained 1-bedroom, 1-bath apartments, all updated with interior paint and remodeling completed in 2015, offering comfortable living spaces ideal for steady rental income. The ground floor is currently configured as a salon/hair studio, with excellent visibility and storefront presence. The layout provides flexibility to accommodate a single user or be demised into two separate commercial units, each with its own entrance and display windows ideal for retail or service-oriented tenants. Additional value is found at the rear of the property, where a detached garage offers potential for supplemental rental income or on-site storage. Parking is conveniently available both curbside and behind the building. Capital improvements include a roof replacement in 2014, along with new gutters and downspouts, and exterior stucco and paint completed in 2015—reducing near-term maintenance concerns. With its central location, multiple income streams, and adaptable layout, this property represents an excellent opportunity for investors or owner-users seeking a foothold in a growing downtown market.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history99 days on market
- Status: ActiveMay 5, 2026
- Listed$474,000May 5, 2026
- Price increased$474,000
Facts & features
- Property type
- Commercial Sale
- Sub type
- Multi-Family 5+
- Status
- Active
- Days on market
- 99
- Subdivision
- Umatilla Yanceys Add
- County
- Lake
- Year built
- 1941
- Living area
- 3,921 sq ft
- Price/sq ft
- $116
- Building area
- 4,071 sq ft (Public Records)
- Lot size
- 4,071 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0220E)
- Annual taxes
- $6,329 (2025)
- Parcel #
- 13-18-26-1200-00G-00201
- Zoning
- C-1
- MLS #
- G5111453
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Heating & Cooling
- Cooling
- Central Air, Wall/Window Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Commercial Financing
- Ownership
- Fee Simple
Exterior & Construction
- Construction materials
- Block
- Foundation
- Block
- Road surface
- Paved
Listing Details
- Listing date
- 2026-04-20
- On market date
- 2026-05-05
- Original list price
- $474,000
- Occupant type
- Tenant
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-05
- Tax legal description
- UMATILLA, YANCEY'S ADD S 30 FT OF LOT 2, N 3.5 FT OF LOT 3 BLK G--LESS W'LY 15 FT-- PB 1 PG 30 ORB 3957 PG 85
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on CR19 to Umatilla, Building past City Hall on the opposite side of the street
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 12, 2026 at 1:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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