$299,999
38638 Marshall Street
Umatilla, FL 32784
Listing updated: May 30, 2026 at 6:44 PM ET
Listing courtesy of Norkis & Co Realty · Melissa Aragon · MLS #O6401514 · Active · 407-506-7070Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Motivated seller! Welcome to 38638 Marshall St in Umatilla, FL – a fully renovated home that offers the perfect blend of modern luxury and timeless appeal. This stunning property has been thoughtfully updated inside and out, featuring a reinforced foundation with additional joists for lasting stability. The new Jeld Wen windows, fresh paint, and 2024 new roof enhance the home’s curb appeal and efficiency. Step inside to discover a brand new kitchen that will inspire any home chef. The kitchen boasts upgraded level 3 granite countertops, including an impressive waterfall counter, and seamlessly extends into a spacious dining area. Equipped with top-of-the-line GE stainless steel appliances, this kitchen is both stylish and functional. The home continues to impress with a beautiful master bathroom featuring a large shower, and a fully renovated guest bathroom that combines modern design with comfort. This residence offers four generously sized bedrooms, each equipped with ceiling fans and energy-saving LED lighting. The new laminate and tile flooring throughout the house complements the freshly painted interiors, creating a move-in-ready environment. Additional modern comforts include a new HVAC system, a NEST thermostat, and a new water heater. Outside, the rear deck invites you to relax and enjoy the expansive one-acre backyard, perfect for outdoor gatherings or future enhancements. Located in a rapidly growing area with new housing developments just across the street, this property not only provides a private retreat but also promises future appreciation. With no HOA restrictions, you have the freedom to make the most of your large, private yard. Don’t miss this opportunity to own a beautifully renovated home in a thriving community. Contact us today to schedule a viewing
Local Insight
At $250/sqft for a 1991 four-bedroom on nearly an acre with no HOA, this hits a practical price point for buyers willing to accept an older, smaller footprint in exchange for land and rural proximity to the Ocala National Forest—though the 1,200 sqft layout means you're getting efficient rather than spacious living. The X flood zone is a genuine advantage here and reflects Umatilla's elevation away from the lakes that define much of Lake County, which matters if you're comparing this to similar-priced properties closer to water. Location-wise, you're genuinely remote (40 miles from Orlando job centers), so this works best for remote workers, retirees, or buyers seeking the small-town/outdoor lifestyle rather than commute convenience.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history38 days on market
- Status: ActiveApr 22, 2026
- Listed$304,999Apr 22, 2026
- Price reduced$299,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 38
- Subdivision
- Whidbys Sub
- County
- Lake
- Year built
- 1991
- Living area
- 1,200 sq ft
- Price/sq ft
- $250
- Lot size
- 41,580 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12069C0220E)
- Annual taxes
- $783 (2025)
- Parcel #
- 24-18-26-0900-000-01300
- Zoning
- R-6
- MLS #
- O6401514
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Bar Fridge, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Wood Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-04-21
- On market date
- 2026-04-22
- Original list price
- $304,999
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-22
- Tax legal description
- WHIDBY'S SUB LOT 13 PB 10 PG 85 ORB 6417 PG 1098
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Downtown Umatilla Head North On N Trowell Ave And Then Turn Left Onto Bulldog Ln. Turn Left Onto FL-19 S/N Central Ave And Then Turn Left Onto County Rd 450 A. Turn Left Onto Marshall St And Destination Will Be On The Right 38638 Marshall St Umatilla, FL 32784
Property sale history
Public records38638 MARSHALL ST, UMATILLA 32784
- Oct 2024$265,000
- Apr 2024$114,900
- Apr 2024$100,000
1,200 sq ft · Built 1991 · 0.9545 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 30, 2026 at 6:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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