
$345,000
889 Calico Scallop Street
Ruskin, FL 33570
Listing updated: June 11, 2026 at 1:17 PM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! Available now, this well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is move-in ready and located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start. Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, rich dark cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage. The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history51 days on market
- Status: ActiveApr 21, 2026
- Listed$359,000Apr 21, 2026
- Price reduced$345,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 51
- Subdivision
- Shell Cove
- County
- Hillsborough
- Year built
- 2021
- Living area
- 1,935 sq ft
- Price/sq ft
- $178
- Building area
- 2,380 sq ft (Public Records)
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $7,456 (2025)
- Parcel #
- U-06-32-19-C07-000000-00241.0
- Zoning
- MPUD
- MLS #
- TB8499774
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Other, Stone Counters, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $145 / Annually
- Monthly HOA
- $12/mo
- Total monthly fees
- $12/mo
- Total annual fees
- $145
- HOA name
- Inframark - Chrissie Brown
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyer's agent to verify
- Approval process
- Buyer and Buyer's agent to verify
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x23 |
| Kitchen | First | 11x13 |
| Dinette | First | 11x11 |
| Primary Bedroom | First | 12x17 |
| Bedroom 2 | First | 11x10 |
| Bedroom 3 | First | 10x10 |
| Bedroom 4 | First | 11x10 |
Listing Details
- Listing date
- 2026-04-21
- On market date
- 2026-04-21
- Original list price
- $359,000
- Occupant type
- Tenant
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-21
- Tax legal description
- SHELL COVE
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-75 exit 240B to merge onto FL-674 W/College Ave toward Ruskin. Turn right onto U.S. Hwy 41. Turn left onto 11th Ave NW. Turn left onto Island Sunset Place, Turn left onto Anchor Bend Drive. Turn right onto Calico Scallop Street. Arrive at 889 Calico Scallop on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 1:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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