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$324,900

889 Calico Scallop StreetRuskin, FL 33570

Listing updated: September 29, 2026 at 12:50 PM ET

Active

Listing courtesy of Keller Williams South Shore · Rose Alexander · MLS #TB8499774 · Active · 813-641-8300

Beds

Baths

1,935

Sq Ft

Acres

2021

Built

◆$168/sqft

Single Family Residence

Property type

2021

Year built

$168

Price / sq ft

$12/mo

HOA dues

161

Days on market

Garage spaces

Flood zone

About this home

One or more photo(s) has been virtually staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! This well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start. Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, dark 42" tall cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage. The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!

Estimated monthly payment

Principal & interest$1,643

Property taxes$621

Home insurance (est.)$149

HOA dues$12

Down payment

20%

$64,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history161 days on market

Status: Active
Apr 21, 2026
Listed$359,000
Apr 21, 2026
Price reduced$324,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 161
Subdivision: Shell Cove
County: Hillsborough
Year built: 2021
Living area: 1,935 sq ft
Price/sq ft: $168
Building area: 2,380 sq ft (Public Records)
Lot size: 0 sq ft
Lot category: Non-Applicable
Flood zone: X
Garage: 2 spaces
Annual taxes: $7,456 (2025)
Parcel #: U-06-32-19-C07-000000-00241.0
Zoning: MPUD
MLS #: TB8499774

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan, Other, Stone Counters, Window Treatments
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $145 / Annually
Monthly HOA: $12/mo
Total monthly fees: $12/mo
Total annual fees: $145
HOA name: Inframark - Chrissie Brown
CDD: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer and Buyer's agent to verify
Approval process: Buyer and Buyer's agent to verify

Exterior & Construction

Exterior features: Other
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryThompson ElementaryGreatSchools ↗

MiddleShields-HBGreatSchools ↗

High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	14x23
Kitchen	First	11x13
Dinette	First	11x11
Primary Bedroom	First	12x17
Bedroom 2	First	11x10
Bedroom 3	First	10x10
Bedroom 4	First	11x10

Listing Details

Listing date: 2026-04-21
On market date: 2026-04-21
Original list price: $359,000
Occupant type: Tenant
MLS area: 33570 - Ruskin/Apollo Beach
Listing AOR: Suncoast Tampa
Status changed: 2026-04-21
Tax legal description: SHELL COVE

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 exit 240B to merge onto FL-674 W/College Ave toward Ruskin. Turn right onto U.S. Hwy 41. Turn left onto 11th Ave NW. Turn left onto Island Sunset Place, Turn left onto Anchor Bend Drive. Turn right onto Calico Scallop Street. Arrive at 889 Calico Scallop on the left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 29, 2026 at 12:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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