889 Calico Scallop Street, FL
Stellar MLS

$345,000

889 Calico Scallop Street

Ruskin, FL 33570

Listing updated: June 11, 2026 at 1:17 PM ET

Active
4
Beds
2
Baths
1,935
Sq Ft
0
Acres
2021
Built
$178/sqft
Single Family Residence

Property type

2021

Year built

$178

Price / sq ft

$12/mo

HOA dues

51

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! Available now, this well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is move-in ready and located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start. Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, rich dark cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage. The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!

Estimated monthly payment

Principal & interest$1,745
Property taxes$621
Home insurance (est.)$158
HOA dues$12

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    Apr 21, 2026
  2. Listed$359,000
    Apr 21, 2026
  3. Price reduced$345,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
51
Subdivision
Shell Cove
County
Hillsborough
Year built
2021
Living area
1,935 sq ft
Price/sq ft
$178
Building area
2,380 sq ft (Public Records)
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
X
Garage
2 spaces
Annual taxes
$7,456 (2025)
Parcel #
U-06-32-19-C07-000000-00241.0
Zoning
MPUD
MLS #
TB8499774

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Other, Stone Counters, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$145 / Annually
Monthly HOA
$12/mo
Total monthly fees
$12/mo
Total annual fees
$145
HOA name
Inframark - Chrissie Brown
CDD
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and Buyer's agent to verify
Approval process
Buyer and Buyer's agent to verify

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14x23
KitchenFirst11x13
DinetteFirst11x11
Primary BedroomFirst12x17
Bedroom 2First11x10
Bedroom 3First10x10
Bedroom 4First11x10

Listing Details

Listing date
2026-04-21
On market date
2026-04-21
Original list price
$359,000
Occupant type
Tenant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-04-21
Tax legal description
SHELL COVE

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 exit 240B to merge onto FL-674 W/College Ave toward Ruskin. Turn right onto U.S. Hwy 41. Turn left onto 11th Ave NW. Turn left onto Island Sunset Place, Turn left onto Anchor Bend Drive. Turn right onto Calico Scallop Street. Arrive at 889 Calico Scallop on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 1:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA