3945 Poinsettia Drive, FL3945 Poinsettia Drive, FL3945 Poinsettia Drive, FL
Stellar MLS
1 / 96

$2,394,000

3945 Poinsettia Drive

St Pete Beach, FL 33706

Listing updated: June 16, 2026 at 10:21 AM ET

Active
Stellar MLSListing courtesy of Re/Max Action First Of Florida · Tina Herrell · MLS #TB8498461 · Active · 727-531-2006
5
Beds
3
Baths
2,892
Sq Ft
0.3
Acres
1971
Built
WaterfrontWater accessPrivate poolFireplace$828/sqft
Single Family Residence

Property type

1971

Year built

13,011 sqft

Lot size

$828

Price / sq ft

No HOA

HOA dues

54

Days on market

2

Garage spaces

AE

Flood zone

About this home

Tuscany Reimagined Here on the Gulf There are waterfront homes that offer a view. And then there are homes that transport you somewhere else entirely. Hidden behind swaying palms and a private courtyard, this extraordinary Spanish Mediterranean residence evokes the romance of a Tuscan villa while embracing the beauty of waterfront living on St. Pete Beach. From the moment you arrive, the world seems to slow. The sound of the fountain, the warmth of the architecture, and the gentle movement of the water beyond create an atmosphere that feels worlds away from everyday life. Steeped in local lore, this Belle Vista waterfront estate is said to have once hosted lavish gatherings under the ownership of a British noble. Whether legend or fact, the home still feels perfectly suited for entertaining, celebration, and unforgettable evenings with family and friends. Inside, a dramatic wrought-iron spiral staircase rises from the grand foyer, setting the tone for a residence rich in character and architectural detail. Arched openings, textured finishes, soaring spaces, and carefully curated updates create a seamless blend of old-world elegance and modern luxury. Designed for both everyday living and exceptional entertaining, the home offers five bedrooms, including dual primary suites—one on each level—providing flexibility for guests and multi-generational living. The formal living room is anchored by a stunning fireplace, while walls of glass frame sparkling water views throughout the home. At the center of it all, the chef's kitchen combines beauty and function with a Monogram professional refrigerator, GE Café six-burner gas range, convection oven, warming drawer, Bosch dishwasher, custom cabinetry, Brazilian granite countertops, and integrated wine refrigeration. Yet it is the spaces beyond the kitchen that truly capture the imagination. A custom entertaining bar and piano room overlooking the water invite evenings filled with music, conversation, and golden reflections dancing across the bay. Upstairs, the reimagined primary suite becomes a private sanctuary, opening to a wraparound balcony with new cable railing where morning coffee greets the sunrise and evening wine accompanies spectacular waterfront sunsets. The spa-inspired primary bath offers a freestanding soaking tub, custom multi-head shower, and luxurious finishes designed to soothe and restore. Outside, the experience continues. Expansive multi-level decking extends toward the water, surrounding a resort-style pool and waterfall spa enhanced by automation and ambient lighting. A spiral staircase leads to an elevated observation terrace where panoramic views stretch across the surrounding waterways and tropical landscape. For boating enthusiasts, the lifestyle is equally impressive. Deep-water access, a private dock with a 12,000-pound lift, and quick passage to Boca Ciega Bay and the Gulf of Mexico place world-class boating just beyond your backyard. Recent improvements, including an Eagle tile roof, propane system servicing the gas range and spa heater, updated water heaters, enhanced pool systems, smart home technology, integrated lighting, security controls, and designer finishes throughout, provide confidence behind the beauty. As twilight settles in, landscape lighting, underwater illumination, and reflections dancing across the water transform the property into something truly magical. This is a place to gather, celebrate, retreat, and live beautifully on the Gulf Coast.

Local Insight

At $828/sqft on a 1971 build, you're paying a substantial premium for waterfront access and the pool rather than recent renovations—so scrutinize the foundation, seawalls, and systems carefully given the AE flood zone and age. The tight 0.3-acre lot means limited expansion potential and you'll want to verify what that water access actually entails (direct bay/gulf frontage vs. canal), since St. Pete Beach waterfront can vary wildly in terms of usability and long-term erosion risk. The lack of HOA is a plus, but factor in private seawall maintenance and flood insurance costs, which will be substantial in this zone and could easily run $4,000–$6,000+ annually.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$12,105
Property taxes$598
Home insurance (est.)$1,097

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history54 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$2,394,000
    Apr 23, 2026
  3. Price increased$2,394,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
54
Subdivision
Belle Vista Point
County
Pinellas
Year built
1971
Living area
2,892 sq ft
Price/sq ft
$828
Building area
3,556 sq ft (Public Records)
Lot size
13,011 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0278H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,177 (2025)
Parcel #
07-32-16-07488-002-0060
MLS #
TB8498461

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Other, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please check with the City of St. Pete Beach for any leasing restrictions.

Exterior & Construction

Exterior features
Balcony, Courtyard, Fire Pit, French Doors, Garden, Lighting, Private Entrance, Private Mailbox, Private Yard, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst21x14
Dining RoomFirst14x9
KitchenFirst11x20
Bedroom 5First15x9
Primary BedroomFirst16x12
Bathroom 4First12x13
Bedroom 3Second15x12
Bedroom 2Second15x11
Balcony/Porch/LanaiSecond15x15

Listing Details

Listing date
2026-04-23
On market date
2026-04-23
Original list price
$2,394,000
Occupant type
Owner
MLS area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR
Suncoast Tampa
Status changed
2026-04-23
Tax legal description
BELLE VISTA POINT BLK B, LOT 6

Flood risk

High riskFEMA Zone AEPanel 12103C0278H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading South on Gulf Blvd turn right onto 44th Ave. Follow along to Belle Vista and make a slight right. Turn left onto 40th Ave. Turn right onto Poinsettia Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 16, 2026 at 10:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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