$415,000
260 Central Avenue
Umatilla, FL 32784
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Turnkey duplex with income in place and nothing left to do. Both units are 2BR/2BA with separate utilities, currently tenant-occupied, and professionally managed — just step in and collect checks. Recent updates mean the big-ticket capital expenses are behind you. The added bonus: lake views that keep tenants happy and vacancy low. A clean, low-maintenance add to any portfolio in one of Lake County's most affordable and steadily appreciating markets. Previously the property was used for short term rentals housing traveling nurses so there is more to the property than just your average duplex. This sale would require a lot split that the City is in favor of, therefore the lots dimensions will need to be confirmed and the taxes are estimated.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveApr 16, 2026
- Listed$415,000Apr 16, 2026
- Price increased$415,000
Virtual Tour
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 1
- Subdivision
- Mitchenors Add
- County
- Lake
- Year built
- 1998
- Living area
- 2,160 sq ft
- Price/sq ft
- $192
- Building area
- 2,376 sq ft (Owner)
- Lot size
- 5,750 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $3,500 (2025)
- Parcel #
- 13-18-26-050000A00501
- MLS #
- G5111096
Interior Details
- Bedrooms
- 4
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Exhaust Fan
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo
- Laundry
- In Kitchen, Inside
- Stories / Levels
- Two
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- PER THE CITY OF UMATILLA CODE OF ORDINANCES
Exterior & Construction
- Exterior features
- Rain Gutters, Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-04-16
- On market date
- 2026-04-16
- Original list price
- $415,000
- Occupant type
- Tenant
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-04-16
- Tax legal description
- UMATILLA, MITCHENORS ADD S 48 FT OF LOT 5, N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 2628 PG 851
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 17, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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