$415,000

260 Central Avenue

Umatilla, FL 32784

Active
4
Beds
4
Baths
2,160
Sq Ft
0.15
Acres
1998
Built
Water viewWater access$192/sqft360° tour
🏠Duplex

Property type

🏗️1998

Year built

📐5,750 sqft

Lot size

📊$192

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🌊AE

Flood zone

About this home

Turnkey duplex with income in place and nothing left to do. Both units are 2BR/2BA with separate utilities, currently tenant-occupied, and professionally managed — just step in and collect checks. Recent updates mean the big-ticket capital expenses are behind you. The added bonus: lake views that keep tenants happy and vacancy low. A clean, low-maintenance add to any portfolio in one of Lake County's most affordable and steadily appreciating markets. Previously the property was used for short term rentals housing traveling nurses so there is more to the property than just your average duplex. This sale would require a lot split that the City is in favor of, therefore the lots dimensions will need to be confirmed and the taxes are estimated.

Estimated monthly payment

Principal & interest$2,098
Property taxes$292
Home insurance (est.)$190

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Apr 16, 2026
  2. Listed$415,000
    Apr 16, 2026
  3. Price increased$415,000

Virtual Tour

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
1
Subdivision
Mitchenors Add
County
Lake
Year built
1998
Living area
2,160 sq ft
Price/sq ft
$192
Building area
2,376 sq ft (Owner)
Lot size
5,750 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$3,500 (2025)
Parcel #
13-18-26-050000A00501
MLS #
G5111096

Interior Details

Bedrooms
4
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo
Laundry
In Kitchen, Inside
Stories / Levels
Two

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
PER THE CITY OF UMATILLA CODE OF ORDINANCES

Exterior & Construction

Exterior features
Rain Gutters, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$415,000
Occupant type
Tenant
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-04-16
Tax legal description
UMATILLA, MITCHENORS ADD S 48 FT OF LOT 5, N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 2628 PG 851

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 17, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA