Stellar MLS

$303,900

1047 / 1049 Captiva Point

Lakeland, FL 33801

Listing updated: May 26, 2026 at 8:26 AM ET

Active
4
Beds
4
Baths
2,278
Sq Ft
0.36
Acres
1979
Built
Water view$133/sqft
Duplex

Property type

1979

Year built

15,851 sqft

Lot size

$133

Price / sq ft

No HOA

HOA dues

39

Days on market

AE

Flood zone

About this home

Lake View Investor Special – Full Rehab Opportunity! Duplex property (both sides) ready for renovation and priced accordingly. This is a true value-add opportunity for investors looking to bring a property back to life and maximize rental income or resale potential. Property is vacant and will require a full renovation, making it ideal for experienced investors or contractors seeking their next project. Strong rental demand in the area supports long-term income potential once improvements are completed. Conveniently located near shopping, dining, and major roadways, with easy access to downtown Lakeland. Bring your vision and unlock the potential this property has to offer.

Local Insight

At $133/sqft for a 4-bed duplex with water views, you're getting solid value compared to Lakeland's median, but the 1979 build means you should budget for potential updates—electrical, plumbing, and roof condition matter in a property this age, especially in AE flood zone where insurance costs can bite. The duplex format gives you rental upside if you want to owner-occupy one unit, though you'll want to verify the income potential and any lease restrictions before committing. Location-wise, Secret Cove is a quieter residential pocket, so you're trading some of downtown Lakeland's walkability for a more suburban feel with lake access.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,537
Property taxes$334
Home insurance (est.)$139

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

  1. Status: Active
    Apr 17, 2026
  2. Listed$303,900
    Apr 17, 2026
  3. Price increased$303,900

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
39
Subdivision
Secret Cove Sub
County
Polk
Year built
1979
Living area
2,278 sq ft
Price/sq ft
$133
Building area
2,662 sq ft (Public Records)
Lot size
15,851 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Annual taxes
$4,007 (2025)
Parcel #
24-28-22-000000-021096
Zoning
RES
MLS #
L4961126

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Interior Details

Bedrooms
4
Appliances
Range
Interior features
Other
Laundry
Other

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
No known lease restrictions. Buyer's and/or Buyer's Agent to verify all restrictions with the City of Lakeland or Polk County.

Exterior & Construction

Exterior features
Lighting
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Sewer Available, Underground Utilities, Water Available

Community

Pets allowed
Yes

Schools

ElementaryClarence Boswell ElemGreatSchools ↗
MiddleCrystal Lake Middle/JunGreatSchools ↗
High SchoolTenoroc SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-04-17
On market date
2026-04-17
Original list price
$303,900
Occupant type
Vacant
MLS area
33801 - Lakeland
Listing AOR
Sarasota - Manatee
Status changed
2026-04-17
Tax legal description
BEG SE COR NE1/4 OF SE1/4 RUN W 976.1 FT N 295.91 FT FOR POB RUN W 263.01 FT N 60 FT E 263.01 FT S 60 FT TO POB BEING LOT 62 OF UNRE SECRET COVE

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 92 (Memorial Blvd): Head south on Reynolds Road. Turn right (west) onto Ned Engle Boulevard near the Food Mart. Turn right onto Pirates Way. Turn left onto Buccaneer Drive, proceed onto Captiva Point, the property is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 8:26 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA