$310,000
1144 Monroe Avenue
St Cloud, FL 34769
Listing updated: July 9, 2026 at 2:34 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This Quaint 3 Bed home in the desirable Palamar Oaks Village with a community pool, is in a convenient location. The neighborhood is intimate and the home is perfect for a convenient lifestyle. With vision, you can transform and update this home to the ideal retreat. Inside, you’ll find a BRIGHT OPEN FLOOR PLAN with VAULTED CEILINGS, ABUNDANT NATURAL LIGHT, TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, and a cozy WOOD-BURNING FIREPLACE that creates a warm focal point. The kitchen features NEWER STAINLESS STEEL APPLIANCES, ample cabinetry, and a BREAKFAST BAR, flowing seamlessly into the living space and out to an ENCLOSED/SCREENED PATIO—perfect for relaxing or entertaining while overlooking the backyard. The thoughtfully designed layout offers a SPLIT-BEDROOM FEEL FOR ADDED PRIVACY, including a spacious PRIMARY SUITE WITH PRIVATE BATH, plus two additional bedrooms with generous closet space. Additional highlights include INDOOR LAUNDRY WITH WASHER & DRYER (2024/2025), a SPACIOUS 2-CAR GARAGE, and major updates including ROOF (2018), A/C (2021), and WATER HEATER (2025). Enjoy community amenities including a POOL, CLUBHOUSE, AND MAINTAINED GROUNDS, all conveniently located near St. Cloud Lakefront Park, Downtown St. Cloud, shopping, dining, US-192, and the Florida's Turnpike. MOVE-IN READY AND FULL OF VALUE—THIS IS ONE YOU DON’T WANT TO MISS.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history84 days on market
- Status: ActiveApr 16, 2026
- Listed$319,000Apr 16, 2026
- Price reduced$310,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 84
- Cumulative DOM
- 252
- Subdivision
- Palamar Oaks Village Rep
- County
- Osceola
- Year built
- 1986
- Living area
- 1,230 sq ft
- Price/sq ft
- $252
- Building area
- 1,804 sq ft (Public Records)
- Lot size
- 4,661 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Annual taxes
- $1,787 (2025)
- Parcel #
- 04-26-30-0042-0001-0250
- Zoning
- SPUD
- MLS #
- O6399059
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- In Garage, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $196 / Monthly
- Monthly HOA
- $196/mo
- Total monthly fees
- $196/mo
- Total annual fees
- $2,355
- HOA name
- Lordes Colon
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please check Leasing Restrictions with HOA.
- Approval process
- Please check Approval Process with HOA.
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x15 |
| Primary Bedroom | First | 14x13 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 11x10 |
| Kitchen | First | 10x19 |
Listing Details
- Listing date
- 2026-04-16
- On market date
- 2026-04-16
- Original list price
- $319,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-16
- Tax legal description
- REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 25
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 9161 Narcoossee Rd, head toward Dowden Rd and take FL-417 S. Continue onto Florida’s Turnpike S, then exit toward Clay Whaley Rd/Kissimmee Park Rd heading into St. Cloud. Follow it to Old Canoe Creek Rd, then turn onto Monroe Ave. The destination, 1144 Monroe Ave, St. Cloud, FL 34769, will be on your route. Estimated drive time is about 35 minutes (28.9 miles).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 9, 2026 at 2:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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