$323,000
850 3rd Street
Cedar Key, FL 32625
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Significant Price Improvement- Waterfront Cedar Key Living at an Exceptional New Value. Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history56 days on market
- Status: ActiveApr 3, 2026
- Listed$348,500Apr 3, 2026
- Price reduced$323,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 56
- Subdivision
- Tres Palmas Condo
- County
- Levy
- Year built
- 1981
- Living area
- 1,120 sq ft
- Price/sq ft
- $288
- Building area
- 1,696 sq ft (Appraiser)
- Lot size
- 2,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- VE (12075C0443G)
- Garage
- 1 spaces
- Annual taxes
- $2,663 (2025)
- Parcel #
- 17278-000-00
- Zoning
- MUNICIPALI
- MLS #
- OM722059
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $600/mo
- Total annual fees
- $7,200
- HOA name
- Tres Palmas-Chuck 352-325-0960
- CDD
- No
- Min lease term
- No Rent
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- No
- Lease restrictions
- Yes
- Additional lease restrictions
- Property Cannot be leased
- Approval process
- None
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- HardiPlank Type
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x13 |
| Bedroom 2 | Third | 14x13 |
| Kitchen | Second | 10x10 |
| Living Room | Second | 16x16 |
Listing Details
- Listing date
- 2026-04-03
- On market date
- 2026-04-03
- Original list price
- $348,500
- Occupant type
- Owner
- MLS area
- 32625 - Cedar Key
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-03
- Tax legal description
- 32-15-13 TRES PALMAS CONDOMINIUM UNIT 2 OR BOOK 1794 PAGE 936
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From State Hwy 19, turn west on SR 24, turn right on third St and Condo is on left right before you reach First Street
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 1:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA