$323,000

850 3rd Street

Cedar Key, FL 32625

Active
2
Beds
2
Baths
1,120
Sq Ft
0.06
Acres
1981
Built
WaterfrontWater access$288/sqft360° tour
🏠Condominium

Property type

🏗️1981

Year built

📐2,500 sqft

Lot size

📊$288

Price / sq ft

🏘️No HOA

HOA dues

📅56

Days on market

🚗1

Garage space

🌊VE

Flood zone

About this home

Significant Price Improvement- Waterfront Cedar Key Living at an Exceptional New Value. Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.

Estimated monthly payment

Principal & interest$1,633
Property taxes$222
Home insurance (est.)$148

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

  1. Status: Active
    Apr 3, 2026
  2. Listed$348,500
    Apr 3, 2026
  3. Price reduced$323,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
56
Subdivision
Tres Palmas Condo
County
Levy
Year built
1981
Living area
1,120 sq ft
Price/sq ft
$288
Building area
1,696 sq ft (Appraiser)
Lot size
2,500 sq ft
Lot category
0 to less than 1/4
Flood zone
VE (12075C0443G)
Garage
1 spaces
Annual taxes
$2,663 (2025)
Parcel #
17278-000-00
Zoning
MUNICIPALI
MLS #
OM722059

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Electric, Zoned
Cooling
Central Air, Zoned

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$600/mo
Total annual fees
$7,200
HOA name
Tres Palmas-Chuck 352-325-0960
CDD
No
Min lease term
No Rent
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
No
Lease restrictions
Yes
Additional lease restrictions
Property Cannot be leased
Approval process
None

Exterior & Construction

Exterior features
Balcony
Construction materials
HardiPlank Type
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond14x13
Bedroom 2Third14x13
KitchenSecond10x10
Living RoomSecond16x16

Listing Details

Listing date
2026-04-03
On market date
2026-04-03
Original list price
$348,500
Occupant type
Owner
MLS area
32625 - Cedar Key
Listing AOR
Suncoast Tampa
Status changed
2026-04-03
Tax legal description
32-15-13 TRES PALMAS CONDOMINIUM UNIT 2 OR BOOK 1794 PAGE 936

Flood risk

High riskFEMA Zone VEPanel 12075C0443G

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From State Hwy 19, turn west on SR 24, turn right on third St and Condo is on left right before you reach First Street

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 1:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA