4744 Terra Esmeralda Drive, FL

$364,990

4744 Terra Esmeralda Drive

Kissimmee, FL 34746

Active
3
Beds
3
Baths
1,591
Sq Ft
0.03
Acres
2021
Built
$229/sqft
🏠Townhouse

Property type

🏗️2021

Year built

📐1,307 sqft

Lot size

📊$229

Price / sq ft

🏘️$380/mo

HOA dues

📅60

Days on market

🌊X500*

Flood zone

About this home

NO CDD! Rare opportunity to own a beautifully maintained 3-bedroom, 2.5-bath townhome offering exceptional versatility in a gated community near Disney. Whether you're searching for a primary residence, vacation retreat, or income producing short-term rental/Airbnb opportunity, this property delivers the flexibility today’s buyers are looking for. As an added bonus, the seller is offering an attractive 2/1 interest rate buydown program, helping buyers enjoy significantly lower monthly payments during the first two years of ownership a valuable opportunity in today’s market. This temporary rate buydown can create estimated monthly savings of over $400 during the first year, making homeownership more affordable from day one. The backyard setting is truly a standout feature, showcasing spectacular lake views, a beautiful fountain, and a peaceful wooded backdrop that creates a private and relaxing environment rarely found in similar properties. Residents enjoy access to community amenities including a pool, sauna, and playground, along with the added benefit of a well managed HOA and NO CDD. Conveniently located near a school and approximately 34 minutes from Walt Disney World, with easy access to the beautiful and highly sought-after Celebration area. Lovingly maintained and occupied only by its owners, this home presents a unique opportunity for personal enjoyment, vacation use, or strategic investment.

Estimated monthly payment

Principal & interest$1,846
Property taxes$292
Home insurance (est.)$167
HOA dues$380

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history60 days on market

  1. Status: Active
    Apr 3, 2026
  2. Listed$370,000
    Apr 3, 2026
  3. Price reduced$364,990

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
60
Subdivision
Terra Esmeralda Twnhms
County
Osceola
Year built
2021
Living area
1,591 sq ft
Price/sq ft
$229
Lot size
1,307 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12097C0065G)
Annual taxes
$3,507 (2025)
Parcel #
25-25-28-5223-0001-0180
Zoning
NA
MLS #
S5146960

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Thermostat
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

HOA fee
$380 / Monthly
Monthly HOA
$380/mo
Total monthly fees
$380/mo
Total annual fees
$4,562
HOA name
Artemis Lifestyle
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and agent must contact the HOA directly to verify all lease restrictions, approval process, and minimum lease terms prior to submitting an offer.

Exterior & Construction

Exterior features
Other
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Dining RoomFirst
Living RoomFirst
Primary BedroomSecond
Bedroom 1Second
Bathroom 2Second

Listing Details

Listing date
2026-03-31
On market date
2026-04-03
Original list price
$370,000
Occupant type
Owner
MLS area
34746 - Kissimmee (West of Town)
Listing AOR
Orlando Regional
Status changed
2026-04-03
Tax legal description
TERRA ESMERALDA TOWNHOMES PB 28 PGS 36-38 LOT 18

Flood risk

Moderate riskFEMA Zone X500*Panel 12097C0065G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192 (W Irlo Bronson Memorial Hwy), head south on Poinciana Blvd. Drive approximately 4 miles and the gated community will be on your left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 7:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA