$129,990
3849 Bay Club CircleKissimmee, FL 34741
Listing updated: November 2, 2026 at 12:39 PM ET
Listing courtesy of Coldwell Banker Realty · Lisbeth Diaz De Rico · MLS #S5146820 · Active · 407-352-1040Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
MOVE-IN READY | GATED COMMUNITY | PRIME KISSIMMEE LOCATION | PERFECT AS A PRIMARY HOME OR INVESTMENT 2-bedroom, 2-bath condominium located on the second floor of the desirable gated Arbors of Sendera community in the heart of Kissimmee. Perfect as a primary residence, seasonal getaway, or investment opportunity, this beautifully maintained home features an open and functional floor plan with a spacious living and dining room combination filled with natural light, creating the perfect space for relaxing or entertaining. The kitchen offers generous cabinet storage, a closet pantry, and an efficient layout designed for everyday living. The spacious primary suite includes a private en-suite bathroom with a walk-in shower, while the second bedroom and full guest bathroom provide comfort and flexibility for family, guests, or a home office. Step outside to your private screened balcony, an ideal place to enjoy your morning coffee or unwind after a long day. Residents enjoy outstanding community amenities including a swimming pool, fitness center, tennis courts, playground, and beautifully maintained grounds. Location is everything, and this home delivers! Conveniently situated just minutes from US-192, John Young Parkway, Osceola Parkway, Florida's Turnpike, and SR-417, providing quick access throughout Central Florida. Enjoy being close to The Loop shopping district, Publix, Walmart Neighborhood Market, Target, Home Depot, The Florida Mall, countless restaurants, shopping, entertainment, medical offices, and Osceola Regional Medical Center. World-renowned attractions including Walt Disney World, Disney Springs, Universal Orlando Resort, SeaWorld Orlando, and Orlando International Airport are all within an easy drive. Combining comfort, convenience, and an unbeatable location, this move-in-ready condo offers exceptional value in one of Central Florida's most desirable areas. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history214 days on market
- Status: ActiveNov 2, 2026
- Listed$175,900Mar 30, 2026
- Price reduced$129,990
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 214
- Subdivision
- Arbors Of Sendera Condo
- County
- Osceola
- Year built
- 1989
- Living area
- 910 sq ft
- Price/sq ft
- $143
- Lot size
- 3,738 sq ft
- Flood zone
- X (12097C0065G)
- Annual taxes
- $2,395 (2025)
- Parcel #
- 18-25-29-1041-0039-2040
- Zoning
- RES
- MLS #
- S5146820
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Parking features
- None
HOA & Financial
- HOA fee
- $429 / Monthly
- Monthly HOA
- $429/mo
- Total monthly fees
- $429/mo
- Total annual fees
- $5,148
- HOA name
- Gail Hatfield
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and agent must contact the HOA directly to verify all lease restrictions, approval process, and minimum lease terms prior to submitting an offer.
- Approval process
- Buyer and agent must contact the HOA directly to verify all lease restrictions, approval process, and minimum lease terms prior to submitting an offer.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 10x11 |
| Kitchen | First | 7x7 |
| Living Room | First | 11x14 |
| Primary Bedroom | First | 11x12 |
Listing Details
- Listing date
- 2026-03-28
- On market date
- 2026-03-30
- Original list price
- $175,900
- Occupant type
- Vacant
- MLS area
- 34741 - Kissimmee (Downtown East)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-11-02
- Tax legal description
- ARBORS OF SENDERA A CONDO OR 3256/2262 BLDG 39 UNIT 204
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192/Vine St, head south on John Young Pkwy. Turn right onto W Carroll St. Continue straight as it becomes Dyer Blvd. Turn left onto Bay Club Circle. Property will be on the right at 3849 Bay Club Circle.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 2, 2026 at 12:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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