108 Irwin Street, FL108 Irwin Street, FL108 Irwin Street, FL
Stellar MLS
1 / 81

$1,299,000

108 Irwin Street

Safety Harbor, FL 34695

Listing updated: August 22, 2026 at 3:05 PM ET

Active
Stellar MLSListing courtesy of Business & Realty Consulting Of Florida · Emiliya Cogdill · MLS #TB8491819 · Active · 813-777-4527
3
Beds
3
Baths
2,634
Sq Ft
0.25
Acres
2026
Built
New construction3-car garage$493/sqft360° tour
Single Family Residence

Property type

2026

Year built

10,820 sqft

Lot size

$493

Price / sq ft

No HOA

HOA dues

145

Days on market

3

Garage spaces

x

Flood zone

About this home

Virtually Staged. BRAND-NEW MODERN COASTAL HOME IN SAFETY HARBOR offering 3 spacious bedrooms plus an approximately 17’ x 10’ FLEX ROOM/OFFICE/BEDROOM, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed single-story living space on a rare quarter-acre homesite in Flood Zone X with NO HOA. Located near Downtown Safety Harbor and walking distance of Philippe Park, this move-in-ready custom home combines luxury finishes, exceptional construction, flexible living, and the low-maintenance advantages of owning a brand-new home. A brand-new home offers something an updated older home cannot—the entire structure is designed and built as one complete system to today’s Florida standards. Construction features include reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, impact-rated hurricane windows, fiberglass exterior doors built to current Florida wind-load codes, Timberline HDZ architectural shingles with a peel-and-stick waterproof membrane, R-38 attic insulation, and a built-in in-wall pest control system. Hurricane protection, energy-efficient materials, modern construction standards, and all-new systems provide lasting value, lower maintenance, and peace of mind from day one. Inside, 10-foot ceilings, abundant natural light, porcelain tile flooring, designer lighting, and an expansive open-concept great room create a bright, easy living environment. The split floor plan provides privacy, while the dedicated flex room offers additional space for an executive home office, den, fitness studio, media room, playroom, nursery, hobby room, or guest space. The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid-wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless-steel appliances, a spacious walk-in pantry, and an oversized laundry room. The kitchen flows seamlessly into the dining and great room areas, creating an inviting space for everyday living and entertaining. The approximately 17’ x 17’ primary suite is a private retreat featuring two oversized custom walk-in closets, dual vanities, and a designer walk-in shower. Two additional bedrooms and full bathrooms provide comfortable accommodations and privacy for family or guests. Outdoor living extends to an impressive 49-foot covered lanai, already equipped with a TV connection and water access for a future outdoor kitchen. It overlooks professionally designed new landscaping with a full irrigation system and newly installed privacy fencing and gates. The backyard offers plenty of room for a custom pool, with pool renderings available upon request. The oversized 3-car garage features 18’ x 8’ and 10’ x 8’ garage doors, providing exceptional space for multiple vehicles, oversized SUVs, a golf cart, recreational equipment, workshop space, or additional storage. The attached survey shows a finished floor elevation of 30.68 feet, and the property is located in FEMA Flood Zone X, offering potential insurance benefits. A rare opportunity to own a brand-new, move-in-ready custom home in Safety Harbor where premium finishes, strong construction, thoughtful design, generous indoor and outdoor living spaces, and low-maintenance ownership come together in one exceptional property.

Estimated monthly payment

Principal & interest$6,568
Property taxes$479
Home insurance (est.)$595

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history145 days on market

  1. Status: Active
    Mar 30, 2026
  2. Listed$1,599,000
    Mar 30, 2026
  3. Price reduced$1,299,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
145
Subdivision
Water View Heights
County
Pinellas
Year built
2026
Living area
2,634 sq ft
Price/sq ft
$493
Building area
3,962 sq ft (Builder)
Lot size
10,820 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
3 spaces
Annual taxes
$5,754 (2025)
Parcel #
34-28-16-95094-003-0090
Zoning
R-3
MLS #
TB8491819

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
Interior features
Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementarySafety Harbor Elementary-PNGreatSchools ↗
MiddleSafety Harbor Middle-PNGreatSchools ↗
High SchoolCountryside High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst49x9
Primary BedroomFirst16x17
Primary BathroomFirst17x12
LaundryFirst8x10
KitchenFirst12x12
Great RoomFirst25x33
Bedroom 4First14x17
Bedroom 3First15x12
Bedroom 2First15x12
Bathroom 3First7x15
Bathroom 2First6x10

Listing Details

Listing date
2026-03-28
On market date
2026-03-30
Original list price
$1,599,000
Occupant type
Vacant
MLS area
34695 - Safety Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-03-30
Tax legal description
WATER VIEW HEIGHTS BLK C, LOTS 9 AND 10

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Main Street in downtown Safety Harbor, head north on Philippe Parkway. Turn right onto Irwin Street E. Continue straight; 108 Irwin St E will be on the right side of the street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 22, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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