


$1,299,000
108 Irwin Street
Safety Harbor, FL 34695
Listing updated: August 22, 2026 at 3:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. BRAND-NEW MODERN COASTAL HOME IN SAFETY HARBOR offering 3 spacious bedrooms plus an approximately 17’ x 10’ FLEX ROOM/OFFICE/BEDROOM, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed single-story living space on a rare quarter-acre homesite in Flood Zone X with NO HOA. Located near Downtown Safety Harbor and walking distance of Philippe Park, this move-in-ready custom home combines luxury finishes, exceptional construction, flexible living, and the low-maintenance advantages of owning a brand-new home. A brand-new home offers something an updated older home cannot—the entire structure is designed and built as one complete system to today’s Florida standards. Construction features include reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, impact-rated hurricane windows, fiberglass exterior doors built to current Florida wind-load codes, Timberline HDZ architectural shingles with a peel-and-stick waterproof membrane, R-38 attic insulation, and a built-in in-wall pest control system. Hurricane protection, energy-efficient materials, modern construction standards, and all-new systems provide lasting value, lower maintenance, and peace of mind from day one. Inside, 10-foot ceilings, abundant natural light, porcelain tile flooring, designer lighting, and an expansive open-concept great room create a bright, easy living environment. The split floor plan provides privacy, while the dedicated flex room offers additional space for an executive home office, den, fitness studio, media room, playroom, nursery, hobby room, or guest space. The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid-wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless-steel appliances, a spacious walk-in pantry, and an oversized laundry room. The kitchen flows seamlessly into the dining and great room areas, creating an inviting space for everyday living and entertaining. The approximately 17’ x 17’ primary suite is a private retreat featuring two oversized custom walk-in closets, dual vanities, and a designer walk-in shower. Two additional bedrooms and full bathrooms provide comfortable accommodations and privacy for family or guests. Outdoor living extends to an impressive 49-foot covered lanai, already equipped with a TV connection and water access for a future outdoor kitchen. It overlooks professionally designed new landscaping with a full irrigation system and newly installed privacy fencing and gates. The backyard offers plenty of room for a custom pool, with pool renderings available upon request. The oversized 3-car garage features 18’ x 8’ and 10’ x 8’ garage doors, providing exceptional space for multiple vehicles, oversized SUVs, a golf cart, recreational equipment, workshop space, or additional storage. The attached survey shows a finished floor elevation of 30.68 feet, and the property is located in FEMA Flood Zone X, offering potential insurance benefits. A rare opportunity to own a brand-new, move-in-ready custom home in Safety Harbor where premium finishes, strong construction, thoughtful design, generous indoor and outdoor living spaces, and low-maintenance ownership come together in one exceptional property.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history145 days on market
- Status: ActiveMar 30, 2026
- Listed$1,599,000Mar 30, 2026
- Price reduced$1,299,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 145
- Subdivision
- Water View Heights
- County
- Pinellas
- Year built
- 2026
- Living area
- 2,634 sq ft
- Price/sq ft
- $493
- Building area
- 3,962 sq ft (Builder)
- Lot size
- 10,820 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 3 spaces
- Annual taxes
- $5,754 (2025)
- Parcel #
- 34-28-16-95094-003-0090
- Zoning
- R-3
- MLS #
- TB8491819
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
- Interior features
- Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 49x9 |
| Primary Bedroom | First | 16x17 |
| Primary Bathroom | First | 17x12 |
| Laundry | First | 8x10 |
| Kitchen | First | 12x12 |
| Great Room | First | 25x33 |
| Bedroom 4 | First | 14x17 |
| Bedroom 3 | First | 15x12 |
| Bedroom 2 | First | 15x12 |
| Bathroom 3 | First | 7x15 |
| Bathroom 2 | First | 6x10 |
Listing Details
- Listing date
- 2026-03-28
- On market date
- 2026-03-30
- Original list price
- $1,599,000
- Occupant type
- Vacant
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-30
- Tax legal description
- WATER VIEW HEIGHTS BLK C, LOTS 9 AND 10
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Main Street in downtown Safety Harbor, head north on Philippe Parkway. Turn right onto Irwin Street E. Continue straight; 108 Irwin St E will be on the right side of the street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 22, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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