


$1,199,000
108 Irwin Street
Safety Harbor, FL 34695
Listing updated: September 12, 2026 at 3:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to brand-new custom construction in the heart of Safety Harbor, where thoughtful design, quality craftsmanship, and exceptional functionality come together in a move-in-ready home—without the wait of building. This beautifully designed 3-bedroom, 3-bath residence offers 2,634 sq. ft. of living space, a spacious private flex room/office, an oversized 3-car garage, and an approximately 400-sq.-ft. raised covered lanai that creates an impressive extension of the indoor living and entertaining space. The open-concept floor plan features 10-foot ceilings, porcelain tile flooring, designer lighting, and abundant natural light. At the heart of the home is a beautifully appointed kitchen featuring solid wood cabinetry, Cambria quartz countertops, a full-height quartz backsplash, premium stainless-steel appliances, a large statement island, and a walk-in pantry. The generous primary suite is designed as a private retreat with two custom walk-in closets, dual vanities, and an oversized designer walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the large flex room offers exceptional versatility as an executive home office, den, fitness room, media room, or additional guest space. Outdoor living is equally impressive with an approximately 400-sq.-ft. raised covered lanai featuring a TV connection and water and gas rough-ins for a future outdoor kitchen. Quality construction extends well beyond the finishes, including reinforced concrete-block construction, a stem-wall foundation, Timberline HDZ shingles with peel-and-stick roof underlayment, R-38 attic insulation, impact windows, fiberglass exterior doors, an in-wall pest-control system, irrigation, new landscaping, fencing, and a new lift station and meter representing a substantial infrastructure investment. Located in desirable Flood Zone X with NO HOA, this property combines the advantages of new construction with the freedom and lifestyle buyers seek in Safety Harbor. Enjoy convenient access to charming Downtown Safety Harbor, Philippe Park, Tampa Bay, restaurants, boutiques, recreation, and the many amenities that make this community so desirable. Completed, move-in ready, and available now. An exceptional opportunity to own a brand-new custom home in one of Tampa Bay’s most desirable communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history166 days on market
- Status: ActiveMar 30, 2026
- Listed$1,599,000Mar 30, 2026
- Price reduced$1,199,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 166
- Subdivision
- Water View Heights
- County
- Pinellas
- Year built
- 2026
- Living area
- 2,634 sq ft
- Price/sq ft
- $455
- Building area
- 3,962 sq ft (Builder)
- Lot size
- 10,820 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 3 spaces
- Annual taxes
- $5,754 (2025)
- Parcel #
- 34-28-16-95094-003-0090
- Zoning
- R-3
- MLS #
- TB8491819
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
- Interior features
- Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 49x9 |
| Primary Bedroom | First | 16x17 |
| Primary Bathroom | First | 17x12 |
| Laundry | First | 8x10 |
| Kitchen | First | 12x12 |
| Great Room | First | 25x33 |
| Bedroom 4 | First | 14x17 |
| Bedroom 3 | First | 15x12 |
| Bedroom 2 | First | 15x12 |
| Bathroom 3 | First | 7x15 |
| Bathroom 2 | First | 6x10 |
Listing Details
- Listing date
- 2026-03-28
- On market date
- 2026-03-30
- Original list price
- $1,599,000
- Occupant type
- Vacant
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-30
- Tax legal description
- WATER VIEW HEIGHTS BLK C, LOTS 9 AND 10
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Main Street in downtown Safety Harbor, head north on Philippe Parkway. Turn right onto Irwin Street E. Continue straight; 108 Irwin St E will be on the right side of the street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 12, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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