10517 Tarpon Springs Road, FL
Stellar MLS

$2,100,000

10517 Tarpon Springs Road

Odessa, FL 33556

Active
5
Beds
5
Baths
3,699
Sq Ft
1.42
Acres
2015
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace3-car garage1.42 acres$568/sqft360° tour
Single Family Residence

Property type

2015

Year built

61,988 sqft

Lot size

$568

Price / sq ft

$58/mo

HOA dues

57

Days on market

3

Garage spaces

X

Flood zone

About this home

Wake up to peace, privacy and breath taking lake views on this 1.42 acre waterfront retreat in beautiful Odessa. Set behind a private gated entry, this home in anything but cookie cutter offering space, flexibility, and a true resort style lifestyle. Inside, soaring tray and coffered ceilings, acacia wood floors, wood beams, and granite countertops create a cozy and elegant feeling. The oversize kitchen island, gas stove, stainless appliances and expansive sliding glass doors make entertainment effortless, opening to multiple patios, a pergola, fire pit and a gas heated saltwater pool and spa overlooking the serene lake. New Bosch AC unit installed in 2025 and new duct work done in attic along with adding air purification and dehumidifier in 2026 to keep home cool and comfortable year around. Upstairs there is an additional bonus space, a craft room, and indoor access mother in law quarters with a private bath along with lake view from screened patios. This home is unique because it also has a separate mother-in-law quarters above the oversized garage, featuring a private entrance, full bath, kitchenette, and separate a/c. Ideal for multigenerational living or guests. Home also has eco friendly bug misting system around exterior of home.

Local Insight

At $568/sqft for a 2015 waterfront home in Odessa, you're paying a premium for direct water access and the 1.42-acre lot, which is substantial for this area—but comparable non-waterfront properties in Swan Cove would likely run $300-400/sqft, so factor in whether the boating lifestyle justifies that spread. The in-law suite and private pool are solid amenities, but verify the actual water frontage footage and any deed restrictions on boat size or commercial use, since waterfront comes with its own maintenance and insurance considerations. Being in flood zone X is a major plus for rates and resale, which helps justify the price relative to comparable waterfront homes in neighboring areas where you'd definitely need flood insurance.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$10,619
Property taxes$794
Home insurance (est.)$963
HOA dues$58

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history57 days on market

  1. Status: Active
    Apr 7, 2026
  2. Listed$2,300,000
    Apr 7, 2026
  3. Price reduced$2,100,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
57
Subdivision
Swan Cove
County
Hillsborough
Year built
2015
Living area
3,699 sq ft
Price/sq ft
$568
Building area
4,579 sq ft (Public Records)
Lot size
61,988 sq ft
Lot category
1 to less than 2
Flood zone
X (12057C0038H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$9,527 (2025)
Parcel #
U-09-27-17-70Q-000000-00007.0
Zoning
PD
MLS #
TB8491023

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Interior Details

Bedrooms
5
Full bathrooms
5
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Humidity Control, Zoned

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Ground Level, Oversized

HOA & Financial

HOA fee
$700 / Annually
Monthly HOA
$58/mo
Total monthly fees
$58/mo
Total annual fees
$700
HOA name
Dawn
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
see bylaws

Exterior & Construction

Exterior features
Balcony, Fire Pit, Misting System, Private Entrance, Shade Shutter(s), Sliding Doors, Sprinkler Metered
Construction materials
Block
Roof
Concrete, Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Electricity Available, Propane

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Great RoomFirst19x19
KitchenFirst13x14
Dining RoomFirst13x9
Primary BedroomFirst15x18
Primary BathroomFirst18x7
Bedroom 1First15x12
Bedroom 2Second10x13
Bedroom 3Second11x12

Listing Details

Listing date
2026-04-07
On market date
2026-04-07
Original list price
$2,300,000
Occupant type
Owner
MLS area
33556 - Odessa
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-04-07
Tax legal description
SWAN COVE LOT 7

Flood risk

Minimal riskFEMA Zone XPanel 12057C0038H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 54 head south on Gunn Hwy, R on Tarpon Springs to property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 11:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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