1414 Deirdre Drive, FL

$1,160,000

1414 Deirdre Drive

Ruskin, FL 33570

Active
4
Beds
4
Baths
3,150
Sq Ft
0.35
Acres
1989
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace$368/sqft
Single Family Residence

Property type

1989

Year built

15,280 sqft

Lot size

$368

Price / sq ft

$8/mo

HOA dues

70

Days on market

2

Garage spaces

AE

Flood zone

About this home

Waterfront Luxury with Panoramic Views! Experience elevated coastal living in this stunning 4 bedroom, 3.5 bathroom waterfront estate offering over 3,150 square feet of beautifully updated living space. Perfectly positioned along the Ruskin Inlet, this exceptional two-story Colonial-style residence captures breathtaking water views from nearly every room—with unforgettable sunsets as your daily backdrop. Step inside to a bright, open-concept floor plan designed for both effortless entertaining and everyday luxury. The home has been completely renovated with high-end finishes, including luxury vinyl plank flooring throughout, designer lighting, updated plumbing and electrical systems, and a reimagined layout that maximizes both space and function. At the heart of the home is the gourmet kitchen, featuring double-thick granite countertops, a premium stainless steel appliance package, Samsung induction double oven, and a brand-new picture window framing serene waterfront views. The kitchen flows seamlessly into expansive living and dining areas, enhanced by a beautifully redone fireplace. TWO primary suites, both private retreats, boasting panoramic water views! One of the suites offers a spa-inspired bathroom with marble finishes, and a full steam room—creating the ultimate sanctuary. A previously converted bedroom now serves as an oversized custom walk-in closet, while additional flex space offers the perfect option for a home office or bonus room. Step outside to your private backyard oasis, where indoor-outdoor living truly shines. Enjoy a resurfaced pool with expanded decking, screened lanais on both levels overlooking the water, lush tropical landscaping with fruit trees including tangelo, mango, sapodilla (nesbury/St. Julian), and bananas and daily dolphin and manatee sightings. For boating enthusiasts, this property is a dream come true with a covered dock and 13,000 lb boat lift providing deep water access—perfect for exploring Tampa Bay and beyond. Additional highlights include newer roof (approx. 2–3 years old) with 50-year warranty, newer AC systems (approx. 1.5–2 years) tankless water heater, tiled laundry room with utility sink and expanded outdoor walkway and living space. Ideally located near parks, dining, beaches, and major airports, this home offers the perfect blend of luxury, convenience, and true Florida waterfront living.

Estimated monthly payment

Principal & interest$5,866
Property taxes$997
Home insurance (est.)$532
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history70 days on market

  1. Status: Active
    Mar 24, 2026
  2. Listed$1,180,000
    Mar 24, 2026
  3. Price reduced$1,160,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
70
Subdivision
Gull Haven Sub
County
Hillsborough
Year built
1989
Living area
3,150 sq ft
Price/sq ft
$368
Building area
5,033 sq ft (Public Records)
Lot size
15,280 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12057C0654J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$11,966 (2025)
Parcel #
U-12-32-18-18X-000000-00010.0
Zoning
RSC-6
MLS #
TB8489781

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Marble, Tile
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, PrimaryBedroom Upstairs, Sauna, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northwest
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
HOA name
Gull Haven
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Sauna, Sidewalk, Sprinkler Metered, Storage
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-03-23
On market date
2026-03-24
Original list price
$1,180,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-03-24
Tax legal description
GULL HAVEN SUBDIVISION LOT 10

Flood risk

High riskFEMA Zone AEPanel 12057C0654J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

College Ave East to Right on 14th St. SW. Left onto Deirdre Dr. House on Left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 7:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA