2220 Spanish Drive, FL

$210,900

2220 Spanish Drive

Clearwater, FL 33763

Active
2
Beds
3
Baths
1,680
Sq Ft
5.74
Acres
1994
Built
55+ community5.74 acres$126/sqft360° tour
Condominium

Property type

1994

Year built

249,974 sqft

Lot size

$126

Price / sq ft

No HOA

HOA dues

65

Days on market

X

Flood zone

About this home

$1,500 credit at closing to buyer for carpet replacement. Discover the perfect blend of luxury and peace of mind in this expansive 2-bedroom, 2.5-bathroom condo located in the highly sought-after On Top of the World community. Spanning 1,680 sq. ft. of meticulously maintained living space, this home features high-end PGT impact-resistant windows, a updated HVAC system in 2018 and hot water heater in 2015 for ultimate efficiency and security. Rare for condo living, the residence includes a dedicated built-in utility room complete with a washer and dryer, ensuring maximum convenience. The open floor plan flows seamlessly toward a stunning, direct view of the lake, offering a serene backdrop for your daily life. Combining premium structural upgrades with an unparalleled waterfront location, this property truly represents the best of the Florida lifestyle. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

Estimated monthly payment

Principal & interest$1,066
Property taxes$151
Home insurance (est.)$97

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Active
    Mar 30, 2026
  2. Listed$214,900
    Mar 30, 2026
  3. Price reduced$210,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
65
Subdivision
On Top Of The World
County
Pinellas
Year built
1994
Living area
1,680 sq ft
Price/sq ft
$126
Lot size
249,974 sq ft
Flood zone
X (12103C0126G)
Annual taxes
$1,816 (2025)
Parcel #
06-29-16-64128-090-0260
MLS #
TB8489537

Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Common Area, Inside, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned

HOA & Financial

Total monthly fees
$598/mo
Total annual fees
$7,176
HOA name
Orientation Department Clearwater
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
This condo is for sale and is not offered for lease. Tenants must get prior approval from condominium association.
Approval process
Tenant must submit Application for Lease Approval, with documentation and application fee for each lease term (maximum one year at a time). Minimum lease is 6 months +1 week.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x24.4
KitchenFirst18x19
Primary BedroomFirst14x16
Bedroom 2First14x12

Listing Details

Listing date
2026-03-25
On market date
2026-03-30
Original list price
$214,900
Occupant type
Vacant
MLS area
33763 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-03-30
Tax legal description
ON TOP OF THE WORLD UNIT 87 CONDO BLDG 90, APT 26

Flood risk

Minimal riskFEMA Zone XPanel 12103C0126G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving north on Belcher Rd. take a left onto World Parkway Blvd. Continue straight through the guard gate then take a left onto Americus Blvd. Go all the way down and take a right onto Spanish Dr. it will be the last building on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 12:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA