491 Dock Street, FL
Stellar MLS

$2,500,000

491 Dock Street

Cedar Key, FL 32625

Active
0
Baths
8,672
Sq Ft
0.22
Acres
1964
Built
WaterfrontWater access$288/sqft360° tour
Mixed Use

Property type

1964

Year built

9,583 sqft

Lot size

$288

Price / sq ft

No HOA

HOA dues

19

Days on market

VE

Flood zone

About this home

Welcome to a rare coastal investment opportunity in the heart of Cedar Key—where Old Florida charm meets modern comfort. Located at 491 Dock Street, this beautifully renovated property offers the perfect blend of hospitality and income potential. Featuring 12 thoughtfully updated guest rooms, including 2 ADA-accessible accommodations, every detail has been designed to provide comfort, style, and accessibility for a wide range of guests. Positioned to capture breathtaking Gulf and Intracoastal water views, this property invites visitors to unwind, explore, and experience the laid-back coastal lifestyle that makes Cedar Key so special. Whether it's sunrise over the water or a quiet evening breeze, the setting is nothing short of unforgettable. On the ground level, 4 charming retail storefronts provide additional revenue streams and attract steady foot traffic from both locals and tourists. Perfect for boutique shops, galleries, or cafés, these spaces enhance the vibrant, walkable atmosphere of Dock Street. Nestled in a quaint, historic fishing village, this property is surrounded by local restaurants, art, and nature—yet feels like a peaceful escape from the hustle of everyday life. Highlights: Fully renovated hospitality property 12 guest rooms, including 2 ADA-compliant units 4 income-producing retail spaces Stunning Gulf & Intracoastal views Prime location in the heart of Cedar Key Walkable to shops, dining, and waterfront attractions This is more than a property—it’s an opportunity to own a piece of Florida’s hidden gem and step into a thriving coastal business with charm, character, and endless potential.

Estimated monthly payment

Principal & interest$12,641
Property taxes$934
Home insurance (est.)$1,146

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history19 days on market

  1. Status: Active
    Mar 22, 2026
  2. Listed$2,500,000
    Mar 21, 2026
  3. Price increased$2,500,000

Virtual Tour

Facts & features

Property type
Commercial Sale
Sub type
Mixed Use
Status
Active
Days on market
19
County
Levy
Year built
1964
Living area
8,672 sq ft
Price/sq ft
$288
Lot size
9,583 sq ft
Lot category
0 to less than 1/4
Flood zone
VE (12075C0444G)
Annual taxes
$11,207 (2025)
Parcel #
08761-000-00
MLS #
TB8489149

Interior Details

Appliances
Dryer, Microwave, Refrigerator, Washer

Heating & Cooling

Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash, Commercial Financing
Ownership
Fee Simple

Exterior & Construction

Construction materials
Vinyl Siding
Foundation
Concrete Perimeter
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Utilities
BB/HS Internet Capable, Electricity Available, Water Connected

Community

Pets allowed
Yes - See Condo Docs

Listing Details

Listing date
2026-03-21
On market date
2026-03-21
Original list price
$2,500,000
MLS area
32625 - Cedar Key
Listing AOR
Osceola
Status changed
2026-03-22
Tax legal description
32-15-13 CEDAR KEY DOCK TRACTS DESC IN OR BOOK 1737 PAGE 267

Flood risk

High riskFEMA Zone VEPanel 12075C0444G

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 19 / US Highway 98, turn west onto State Road 24 and continue approximately 24 miles into Cedar Key. Follow SR-24 as it becomes 2nd Street. Turn left onto Dock Street. Property will be located on the right at 491 Dock Street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 9, 2026 at 2:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA