$725,000
105 3rd Street
Belleair Beach, FL 33786
Listing updated: June 7, 2026 at 1:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Your Beach Cottage awaits!! Completely renovated and move-in ready, this Belleair Beach gem offers effortless coastal living just steps from the Gulf of Mexico. Every detail has been thoughtfully updated, including brand new HVAC, electrical, plumbing, kitchen, and baths. Hurricane-impact windows, doors, sliders, and garage door provide peace of mind and energy efficiency. The home is beautifully landscaped with a paver driveway and an inviting back terrace—perfect for relaxing or entertaining. A large, fenced backyard offers ample space to design your dream outdoor oasis, with plenty of room for a pool and expanded living area. Enjoy daily walks along the sugary sands, breathtaking sunsets, and the laid-back beach lifestyle, all while being just minutes from the dining, shopping, and entertainment of Clearwater Beach and Indian Rocks Beach.
Local Insight
At $427/sqft for a 1945 home in an AE flood zone, you're paying a premium for Belleair Beach location and no HOA, but flood insurance will be mandatory and likely substantial—factor that into your true cost of ownership. The 0.15-acre lot is tight, typical for this beachside community, so you're really buying proximity to the beach and established character rather than land or modern updates. Before proceeding, get a thorough inspection on a nearly 80-year-old structure and verify what elevation and flood mitigation measures are already in place, since storm surge risk is a real consideration at this price point.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history56 days on market
- Status: ActiveApr 12, 2026
- Listed$775,000Apr 12, 2026
- Price reduced$725,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 56
- Subdivision
- Belleair Beach
- County
- Pinellas
- Year built
- 1945
- Living area
- 1,698 sq ft
- Price/sq ft
- $427
- Lot size
- 6,599 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0111H)
- Garage
- 1 spaces
- Annual taxes
- $6,273 (2025)
- Parcel #
- 31-29-15-06498-004-0050
- MLS #
- TB8488809
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Other
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyers agent to verify with municipality for all leasing restrictions
Exterior & Construction
- Exterior features
- Other, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block, Concrete Perimeter, Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Public, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x10 |
| Family Room | First | 13.5x17 |
| Primary Bedroom | First | 12x13 |
| Bedroom 2 | First | 12x13 |
| Living Room | First | 13x19 |
Listing Details
- Listing date
- 2026-03-18
- On market date
- 2026-04-12
- Original list price
- $775,000
- Occupant type
- Vacant
- MLS area
- 33786 - Belleair Bch/Shores/Indian Rocks Bch
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-12
- Tax legal description
- BELLEAIR BEACH, UNIT A BLK 4, LOT 5
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
To reach 105 3rd St, Belleair Beach from East Bay Dr (Largo), drive west on West Bay Dr, continue over the Belleair Beach Causeway, turn right onto Gulf Blvd, and take a left onto 3rd St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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