4197 River Bank Way, FL

$324,900

4197 River Bank Way

Punta Gorda, FL 33980

Active
5
Beds
4
Baths
3,119
Sq Ft
0.17
Acres
2007
Built
$104/sqft360° tour
🏠Single Family Residence

Property type

🏗️2007

Year built

📐7,235 sqft

Lot size

📊$104

Price / sq ft

🏘️$398/mo

HOA dues

📅5

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Enjoy stylish living in a Gated Community in this beautifully designed and spacious 5-bedroom, 3.5 bath home offering over 3,000 square feet of living space, perfect for comfortable everyday living and entertaining. The paver driveway and tile roof create attractive curb appeal as you arrive. Inside, the first floor features a generous living room, family room, and an open kitchen and dining area, providing plenty of room to gather and relax. Upstairs, you will find five bedrooms, three full bathrooms, and a versatile loft, ideal for a home office, play area, or additional lounge space. The primary suite is a true retreat, featuring two large walk-in closets, dual vanities, two toilets, and a spacious walk-through shower and tub. Step outside to an expansive backyard with a large paver patio and grassy area, perfect for outdoor dining or relaxing. Residents enjoy access to a community pool and fitness center, all within a secure gated entry that adds peace of mind. This home combines space, comfort, and desirable amenities in one inviting package. A/C replaced in 2021, W/H replaced in 2024, Interior painted 2025, Exterior painted 4 years ago. This home is conveniently located near shopping and restaurants, as well as Charlotte Harbor, Fisherman's Village, Sunseeker resort and a nearby hospital. Be sure to make an appointment to see this home.

Estimated monthly payment

Principal & interest$1,643
Property taxes$433
Home insurance (est.)$149
HOA dues$398

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Mar 20, 2026
  2. Listed$324,900
    Mar 19, 2026
  3. Price increased$324,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
River Club
County
Charlotte
Year built
2007
Living area
3,119 sq ft
Price/sq ft
$104
Building area
3,739 sq ft (Public Records)
Lot size
7,235 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0231G)
Garage
2 spaces
Annual taxes
$5,199 (2025)
Parcel #
402319380008
Zoning
PD
MLS #
N6143467

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$398 / Monthly
Monthly HOA
$398/mo
Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
Alliant Property Management
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Property must be owned 1 year before leasing. Contact Alliant Property Management for more details.
Approval process
An application must be submitted to Alliant Property Management.

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x24
Family RoomFirst16x19
KitchenFirst11x13
Dining RoomFirst8x13
Primary BedroomSecond15x19
Bedroom 2Second10x14
Bedroom 3Second10x12
Bedroom 4Second10x11
Bedroom 5Second10x10
LoftSecond8x10

Listing Details

Listing date
2026-03-16
On market date
2026-03-19
Original list price
$324,900
Occupant type
Vacant
MLS area
33980 - Port Charlotte
Listing AOR
Venice
Status changed
2026-03-20
Tax legal description
RIC 000 0000 0014 RIVER CLUB LT 14 E3130/1209 3187/1017 RES3235/1127 3235/1126 3466/1818 3479/22 PR19-660-RHL LOA4463/258 DC4563/1848-RHL AFF4611/224 4611/227

Flood risk

High riskFEMA Zone AEPanel 12015C0231G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I 75 Take the Harborview Rd 776 offramp going west. Turn right on Oakview Dr, which changes names to River Bank Way. Go through security gate, house is on the right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 24, 2026 at 3:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA