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$250,000

203 5th Avenue

Palatka, FL 32177

Listing updated: May 10, 2026 at 7:19 PM ET

Active

Listing courtesy of Iheart Realty Inc. · Heather Hunter · MLS #GC538504 · Active · 386-546-8571

Beds

Baths

1,296

Sq Ft

0.76

Acres

2025

Built

◆$193/sqft◆360° tour

Manufactured Home

Property type

2025

Year built

32,671 sqft

Lot size

$193

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

This brand-new 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres in a peaceful area where a Sheriff's officer lives right across the street, adding an extra sense of security. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, and a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up and walk-through door, and an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Palatka is known for its historic charm, beautiful riverfront, and outdoor recreation. Sellers are relocating due to family health issues.

Local Insight

At $193/sqft for a brand-new 2025 manufactured home, you're getting solid value compared to site-built construction in this market, especially with no HOA fees to drain your budget long-term. The nearly three-quarter acre lot in flood zone X is a real advantage for Palatka—you've got breathing room and won't be wrestling with flood insurance costs. The main thing to verify is the long-term appreciation potential and park rules, since manufactured homes can be sensitive to lot lease increases or community policies that affect resale down the road.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,264

Property taxes$32

Home insurance (est.)$115

Down payment

20%

$50,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

Status: Active
Mar 16, 2026
Listed$275,000
Mar 15, 2026
Price reduced$250,000

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 56
Subdivision: Pt
County: Putnam
Year built: 2025
Living area: 1,296 sq ft
Price/sq ft: $193
Building area: 1,328 sq ft (Public Records)
Lot size: 32,671 sq ft
Lot category: 1/2 to less than 1
Flood zone: X (12107C0205C)
Annual taxes: $389 (2025)
Parcel #: 09-09-27-0000-0010-0010
Zoning: AG
MLS #: GC538504

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Vinyl
Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan
Laundry: Laundry Room
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, Other, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Storage
Construction materials: Vinyl Siding
Roof: Shingle
Foundation: Crawlspace
Road surface: Dirt

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Electricity Connected, Water Connected

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Dining Room	First
Living Room	First
Kitchen	First

Listing Details

Listing date: 2026-03-15
On market date: 2026-03-15
Original list price: $275,000
Occupant type: Owner
MLS area: 32177 - Palatka
Listing AOR: Gainesville-Alachua
Status changed: 2026-03-16
Tax legal description: PT OF SEC E OF MILLICAN RD OR 309 P 38(UNITS 4 & 5 RIO DE ST JOHN S/D UNRECORDED)(EX OR374 P1849 OR450 P988 OR520 P1417 OR521 P742 OR526 PP505 1230 OR528 P464 OR530 P1787 OR536 P864 OR540 P1130 OR602 P1751 OR605 P1376 OR812 P595)

Flood risk

Minimal riskFEMA Zone XPanel 12107C0205C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

(US-17 from green cove springs, Go for 16.0 miles, Turn left onto Palmetto Bluff Rd (CR-209). Go for 3.7 mi.,Turn right onto SE 3rd Ave. Go for 0.1 mi.,Turn right onto SE 2nd Ave. Go for 0.2 mi.,Turn right onto SE 4th St.Go for 121 ft.,Turn left onto SE 2nd Ave.Go for 0.5 mi.Turn left onto S Main St.Go for 0.2 mi.Turn right onto SW 5th Ave.Go for 279 ft.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 10, 2026 at 7:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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