427 Madison Circle, FL

$290,000

427 Madison Circle

Davenport, FL 33896

Active
3
Beds
3
Baths
1,262
Sq Ft
0.03
Acres
2003
Built
Private pool$230/sqft360° tour
🏠Townhouse

Property type

🏗️2003

Year built

📐1,150 sqft

Lot size

📊$230

Price / sq ft

🏘️$292/mo

HOA dues

📅1

Day on market

🌊X

Flood zone

About this home

Completely renovated and move-in ready, this beautifully updated 3-bedroom, 2.5-bath townhome is located in the desirable gated community of Windwood Bay. Featuring a modern open-concept layout, the home showcases extensive upgrades throughout, including updated flooring, fresh interior finishes, and a renovated kitchen with appliances.The spacious living and dining areas flow seamlessly to a private screened-in patio with tranquil conservation views—perfect for relaxing or entertaining. All bedrooms are conveniently located upstairs, including a well-appointed primary suite with ample closet space.This property offers low-maintenance living with access to community amenities such as a pool and clubhouse, and is ideally situated near ChampionsGate, major highways, shopping, dining, and world-class attractions. Perfect as a primary residence, vacation home, or investment opportunity.

Estimated monthly payment

Principal & interest$1,466
Property taxes$282
Home insurance (est.)$133
HOA dues$292

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 19, 2026
  2. Listed$290,000
    Mar 19, 2026
  3. Price increased$290,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Windwood Bay Ph 01
County
Polk
Year built
2003
Living area
1,262 sq ft
Price/sq ft
$230
Building area
1,297 sq ft (Public Records)
Lot size
1,150 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0125H)
Pool
Private pool
Annual taxes
$3,383 (2025)
Parcel #
27-26-03-701055-000970
MLS #
O6390600

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No

HOA & Financial

HOA fee
$875 / Quarterly
Monthly HOA
$292/mo
Total monthly fees
$292/mo
Total annual fees
$3,500
HOA name
Windwood Bay
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with the HOA
Approval process
Verify with the HOA

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryLoughman Oaks ElemGreatSchools ↗
MiddleCitrus RidgeGreatSchools ↗
High SchoolRidge Community Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst9x9.4
Dining RoomFirst13x7.5
Living RoomFirst12.5x16
Primary BedroomSecond12x11
Bedroom 2Second10x10
Bedroom 3Second10x10

Listing Details

Listing date
2026-03-13
On market date
2026-03-19
Original list price
$290,000
Occupant type
Vacant
MLS area
33896 - Davenport / Champions Gate
Listing AOR
Orlando Regional
Status changed
2026-03-19
Tax legal description
WINDWOOD BAY PHASE ONE PB 118 PGS 40-47 LYING IN SECS 3 & 4 T26S R27E LOT 97

Flood risk

Minimal riskFEMA Zone XPanel 12105C0125H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4, take Exit 58 toward ChampionsGate Blvd. Head west on ChampionsGate Blvd, then turn onto Ronald Reagan Pkwy. Continue to the Windwood Bay community, turn onto Madison Cir, and proceed to 427 Madison Cir.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 20, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA