$84,900

8609 Champlain Court

Tampa, FL 33614

Active

Bed

Bath

682

Sq Ft

0.02

Acres

1973

Built

◆$124/sqft◆360° tour

Condominium

Property type

1973

Year built

742 sqft

Lot size

$124

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Excellent Investment Opportunity! This desirable ground-floor 1-bedroom, 1-bath condominium is currently occupied by a long-term tenant with approximately two years remaining on the lease, making it an ideal turnkey investment. The seller is offering a unique portfolio opportunity, including three Whisper Lake units and one carport: two 1-bedroom/1-bath units and one 2-bedroom/2-bath unit. The seller is highly motivated and may consider owner financing with a strong down payment. Call for discounted package pricing on all three units. Enjoy peaceful water views from this well-maintained condo located in the gated Whisper Lake community in the heart of Carrollwood. Overlooking a serene pond with a decorative fountain, this property offers a relaxing atmosphere and attractive surroundings. Recent community improvements provide added value and peace of mind, including new roofs completed in 2023, with new gutters already approved for this building. The bright and open floor plan creates a comfortable living space with plenty of natural light. Residents enjoy a variety of amenities, including three swimming pools, beautifully landscaped grounds, a clubhouse, gated access, three laundry facilities, assigned parking, and professional on-site management and maintenance. HOA fees include water and trash service for added convenience. Ideally located just minutes from Dale Mabry Highway, Downtown Tampa, International Plaza, Tampa International Airport, Raymond James Stadium, and numerous shopping and dining destinations, this property offers exceptional accessibility and convenience. Whether you're expanding your investment portfolio or seeking a low-maintenance property in a highly desirable area, this condo presents an outstanding opportunity with immediate rental income and long-term potential.

Local Insight

At $84,900 with zero HOA fees, this 1973 condo is priced aggressively for Tampa, but you're looking at a dated 682-square-foot footprint that'll need updating—the per-square-foot cost is reasonable, but factor in potential renovation costs before comparing it to newer inventory. The X flood zone is a genuine advantage here, and the no-HOA structure eliminates a typical monthly burden, though you'll want to verify what that means for building maintenance and reserve funding. The 360° tour is helpful given the age, but seriously inspect the bones—foundation, plumbing, electrical, and roof—since deferred maintenance in a 50-year-old building can quickly erase what looks like a bargain.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$429

Property taxes$102

Home insurance (est.)$39

Down payment

20%

$16,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history76 days on market

Status: Active
Apr 11, 2026
Listed$99,999
Mar 12, 2026
Price reduced$84,900

Virtual Tour

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 76
Subdivision: Whisper Lake A Condo
County: Hillsborough
Year built: 1973
Living area: 682 sq ft
Price/sq ft: $124
Building area: 742 sq ft (Public Records)
Lot size: 742 sq ft
Lot category: 0 to less than 1/4
Flood zone: x
Annual taxes: $1,220 (2025)
Parcel #: U-21-28-18-14R-000000-00077.0
Zoning: RMC-20
MLS #: TB8485716

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Interior Details

Bedrooms: 1
Full bathrooms: 1
Flooring: Laminate
Appliances: Cooktop, Electric Water Heater, Refrigerator
Interior features: Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
Laundry: Common Area
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Electric
Cooling: Central Air

HOA & Financial

HOA fee: $0 / Monthly
Monthly HOA: $0/mo
Total monthly fees: $435/mo
Total annual fees: $5,220
HOA name: RealManage/Adriana Ortega
CDD: No
Min lease term: 6 Months
Listing terms: Cash, Conventional, Trade
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Tenants need to make application with Association approval
Approval process: Assistant CAM Adriana Ortega 813-933-3588 REALMANAGE 866-473-2573

Exterior & Construction

Exterior features: Dog Run
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Size Limit

Room Details

Room	Level	Dimensions
Primary Bathroom	First	6x9
Living Room	First	13x15
Primary Bedroom	First	13x15
Kitchen	First	6x10

Listing Details

Listing date: 2026-03-11
On market date: 2026-03-12
Original list price: $99,999
Occupant type: Tenant
MLS area: 33614 - Tampa
Listing AOR: Suncoast Tampa
Home warranty: Yes
Status changed: 2026-04-11
Tax legal description: WHISPER LAKE A CONDOMINIUM UNIT 77 TYPE 1/1 .00325% UNDIV SHARE OF THE COMMON ELEMENTS

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Dale Mabry north of waters Ave Left on W Humphrey to gate on north side of street.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 7:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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