$380,000
38 Red Mill Drive
Palm Coast, FL 32164
Listing updated: April 30, 2026 at 9:34 AM ET
Listing courtesy of Lpt Realty, Llc · Christopher Snow · MLS #FC316845 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Rare opportunity! This beautifully maintained almost 3,000 sq ft, 4-bed, 3-bath brick home offers an exceptional chance to assume a 2.625% conventional loan for qualified buyers, an unbeatable value in today's market. Situated on a generous lot with NO HOA, this property gives you the freedom to live your way. Inside, enjoy a bright, open layout with spacious living areas, a well-equipped kitchen, and a split floor plan that provides privacy for family or guests. The primary suite features a comfortable retreat with an ensuite bath, while the additional bedrooms offer flexibility for an office or multigenerational living. Solid brick construction, convenience to daily amenities, and true move-in readiness make this home a standout for buyers seeking space, stability, and long-term affordability.
Local Insight
At $128 per square foot, this 2005-built home is priced competitively for Palm Coast, though you'll want to inspect it closely given its nearly 20-year age and verify what, if any, updates have been made to the roof, HVAC, and plumbing. The lot is tight at just 0.23 acres in a non-gated community with no HOA, so you get privacy from dues but limited yard space and less control over neighborhood aesthetics. Being in flood zone X is a genuine plus for insurance costs, and the 360° tour is worth reviewing carefully to assess the actual condition and layout before scheduling a showing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history49 days on market
- Status: ActiveMar 12, 2026
- Listed$400,000Mar 12, 2026
- Price reduced$380,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 49
- Cumulative DOM
- 117
- Subdivision
- Palm Coast Sec 33
- County
- Flagler
- Year built
- 2005
- Living area
- 2,976 sq ft
- Price/sq ft
- $128
- Building area
- 3,652 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0120E)
- Garage
- 2 spaces
- Annual taxes
- $6,477 (2024)
- Parcel #
- 07-11-31-7033-00140-0200
- Zoning
- DPX
- MLS #
- FC316845
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Dining Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $400,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-12
- Tax legal description
- PALM COAST SECTION 33 BLOCK 00014 LOT 0020 SUBDIVISION COMPLETION YEAR 1981 OR 212 PG 558 OR 348 PG 088 OR 553 PG 1539 OR 799 PG 773 OR 899 PG 1504 OR 899 PG 1502 OR 1238/434 OR 1726/574 OR 2037/716
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Directions:
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 30, 2026 at 9:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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