$380,000

38 Red Mill Drive

Palm Coast, FL 32164

Active
4
Beds
3
Baths
2,976
Sq Ft
0.23
Acres
2005
Built
$128/sqft360° tour
🏠Single Family Residence

Property type

🏗️2005

Year built

📐10,019 sqft

Lot size

📊$128

Price / sq ft

🏘️No HOA

HOA dues

📅49

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Rare opportunity! This beautifully maintained almost 3,000 sq ft, 4-bed, 3-bath brick home offers an exceptional chance to assume a 2.625% conventional loan for qualified buyers, an unbeatable value in today's market. Situated on a generous lot with NO HOA, this property gives you the freedom to live your way. Inside, enjoy a bright, open layout with spacious living areas, a well-equipped kitchen, and a split floor plan that provides privacy for family or guests. The primary suite features a comfortable retreat with an ensuite bath, while the additional bedrooms offer flexibility for an office or multigenerational living. Solid brick construction, convenience to daily amenities, and true move-in readiness make this home a standout for buyers seeking space, stability, and long-term affordability.

Estimated monthly payment

Principal & interest$1,921
Property taxes$540
Home insurance (est.)$174

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    Mar 12, 2026
  2. Listed$400,000
    Mar 12, 2026
  3. Price reduced$380,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Cumulative DOM
117
Subdivision
Palm Coast Sec 33
County
Flagler
Year built
2005
Living area
2,976 sq ft
Price/sq ft
$128
Building area
3,652 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0120E)
Garage
2 spaces
Annual taxes
$6,477 (2024)
Parcel #
07-11-31-7033-00140-0200
Zoning
DPX
MLS #
FC316845

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Brick
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
Bathroom 1First
Dining RoomFirst
KitchenFirst

Listing Details

Listing date
2026-03-12
On market date
2026-03-12
Original list price
$400,000
Occupant type
Owner
MLS area
32164 - Palm Coast
Listing AOR
Orlando Regional
Status changed
2026-03-12
Tax legal description
PALM COAST SECTION 33 BLOCK 00014 LOT 0020 SUBDIVISION COMPLETION YEAR 1981 OR 212 PG 558 OR 348 PG 088 OR 553 PG 1539 OR 799 PG 773 OR 899 PG 1504 OR 899 PG 1502 OR 1238/434 OR 1726/574 OR 2037/716

Flood risk

Minimal riskFEMA Zone XPanel 12035C0120E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Directions:

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 30, 2026 at 9:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA