$965,000

Ruskin, FL 33570

Active
4
Beds
4
Baths
3,918
Sq Ft
0.28
Acres
2014
Built
Water accessPrivate poolFireplace3-car garage$246/sqft
🏠Single Family Residence

Property type

🏗️2014

Year built

📐12,244 sqft

Lot size

📊$246

Price / sq ft

🏘️$63/mo

HOA dues

📅1

Day on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.

Estimated monthly payment

Principal & interest$4,880
Property taxes$421
Home insurance (est.)$442
HOA dues$63

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 20, 2026
  2. Listed$965,000
    Mar 20, 2026
  3. Price increased$965,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Spyglass At River Bend
County
Hillsborough
Year built
2014
Living area
3,918 sq ft
Price/sq ft
$246
Building area
3,890 sq ft (Public Records)
Lot size
12,244 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0670J)
Garage
3 spaces
Pool
Private pool
Annual taxes
$5,056 (2025)
Parcel #
U-20-32-19-87K-000013-00032.0
Zoning
PD
MLS #
TB8484931

Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Epoxy, Luxury Vinyl, Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$189 / Quarterly
Monthly HOA
$63/mo
Total monthly fees
$81/mo
Total annual fees
$974
HOA name
SEE ATTACHED HOA ADDENDUM
CDD
Yes
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer's Agent to verify if there are any lease restrictions with the HOA.
Approval process
Buyer's Agent to verify if there is an approval process with the HOA.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Bedroom 2First11x11
Bedroom 3First11x11
Bedroom 4First11x11
Bonus RoomSecond14x16
DenFirst12x15
Dining RoomFirst15x11
Family RoomFirst15x17
KitchenFirst14x9
Living RoomFirst13x11
Primary BedroomFirst14x16
DinetteFirst8x15
Primary BathroomFirst

Listing Details

Listing date
2026-03-18
On market date
2026-03-20
Original list price
$965,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-03-20
Tax legal description
SPYGLASS AT RIVER BEND LOT 32 BLOCK 13

Flood risk

Minimal riskFEMA Zone XPanel 12057C0670J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 21, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA