$495,000
545 Pinellas Bayway S
Tierra Verde, FL 33715
Listing updated: August 3, 2026 at 8:37 AM ET
Listing courtesy of Exit Suncoast Realty · Megan Beal LLC · MLS #TB8483148 · Active · 727-620-3948Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. This home is offered at a buyer's advantage price! Welcome to the laid-back coastal lifestyle of Tierra Verde, one of the most sought-after waterfront communities in the Tampa Bay area. Perfectly positioned between the vibrant energy of downtown St. Petersburg and the pristine natural beauty of Fort De Soto Park, this location offers the best of both worlds. Enjoy quick access to award-winning beaches, boating, kayaking, waterfront dining, bike trails, and marinas just minutes away. Whether you’re exploring the historic Don CeSar, spending the day at St. Pete Beach, or catching a flight from St. Pete–Clearwater International Airport or Tampa International Airport, everything you need is conveniently within reach. This spacious 3-bedroom, 3-bathroom townhome offers comfortable coastal living with thoughtful updates throughout. The home features an updated kitchen, renovated bathrooms, updated flooring, HVAC new in 2018, and newer PGT hurricane impact windows, providing both style and peace of mind. The flexible floor plan allows plenty of space for entertaining guests or accommodating family and visitors. The attached garage offers tandem parking for two vehicles along with excellent storage options—perfect for beach gear, bikes, and all your Florida lifestyle essentials. One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value. The seller, now retired and downsizing, has strategically priced the property to sell, creating a fantastic opportunity for the next owner to step into this desirable Tierra Verde lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history139 days on market
- Status: ActiveJul 3, 2026
- Listed$495,000Mar 7, 2026
- Price increased$495,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 139
- Subdivision
- Tern Bay Twnhms
- County
- Pinellas
- Year built
- 1999
- Living area
- 2,100 sq ft
- Price/sq ft
- $236
- Lot size
- 1,381 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $3,651 (2025)
- Parcel #
- 20-32-16-90279-000-0160
- Zoning
- RM-15
- MLS #
- TB8483148
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Touchless Faucet, Washer
- Interior features
- Ceiling Fans(s), Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Closet
- Stories / Levels
- Three Or More
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level, Guest, Tandem
HOA & Financial
- HOA fee
- $700 / Monthly
- Monthly HOA
- $700/mo
- Total monthly fees
- $700/mo
- Total annual fees
- $8,400
- HOA name
- John Kreite
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Independently verify all lease restrictions with association.
- Approval process
- Independently verify with the association.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Shower, Rain Gutters, Sliding Doors, Sprinkler Metered, Storage
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | |
| Kitchen | Second | |
| Primary Bedroom | Third |
Listing Details
- Listing date
- 2026-03-05
- On market date
- 2026-03-07
- Original list price
- $495,000
- Occupant type
- Owner
- MLS area
- 33715 - St Pete/Tierra Verde
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-03
- Tax legal description
- TERN BAY TOWNHOMES UNIT 16
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Don CeSar, head north on Gulf Blvd and turn right onto Pinellas Bayway / FL-682 toward St. Petersburg. At the light make a right turn onto Pinellas Bayway S and head over the bridge. You will need to make a U-turn about 3/4 of a mile down. Tern Bay Townhomes will be on your right. The building is on the left if you are facing the canal (rear of the complex).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 3, 2026 at 8:37 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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