$869,000
407 20th Avenue
Indian Rocks Beach, FL 33785
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Investor special, cash only in Indian Rocks Beach! Opportunity awaits on this can't miss Intracoastal waterfront property. Nestled in an adorable and sought-after seaside community just minutes from the sugar sands of the Gulf. This property offers prime tear down potential for builders or investors looking to maximize value with a dream waterfront build on a 6700 sqft lot. Alternatively, this coastal cottage can be brought back to life with intentional single-story and ground-floor living. The address supports multiple investment exit strategies. Enjoy direct water access off your private dock for boating, kayaking, paddle boarding, or fishing right from the backyard. Southern exposure protects you from wind and captures the warm sunsets. Golf cart friendly roads allow you to meander your way through tropical paradise, cruise to local establishments, and park in designated parking spots around town. The lot is situated just two blocks to one of the 24 beach access points and miles of Gulf coastline. Kolb Park is nearby which features tennis and pickleball courts, a skate park, playground, basketball court, and fields used by IRB Little League and Senior Softball. Zoned for top rated schools and close to local restaurants and shops, the location also provides quick access to Tampa, St. Petersburg, and two International Airports. This is a prime redevelopment opportunity in a high demand coastal pocket, ready for your vision.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history90 days on market
- Status: ActiveMar 6, 2026
- Listed$895,000Mar 5, 2026
- Price reduced$869,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 90
- Subdivision
- Indian Beach Re-Revised 6th Add
- County
- Pinellas
- Year built
- 1969
- Living area
- 1,080 sq ft
- Price/sq ft
- $805
- Building area
- 1,386 sq ft (Public Records)
- Lot size
- 6,700 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0113H)
- Garage
- 1 spaces
- Annual taxes
- $2,351 (2025)
- Parcel #
- 06-30-15-42138-000-0070
- MLS #
- TB8482144
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Other
- Appliances
- None
- Interior features
- Ninguno
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- None
- Cooling
- None
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify all short term rental restrictions with the city.
Exterior & Construction
- Exterior features
- None, Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-03-05
- On market date
- 2026-03-05
- Original list price
- $895,000
- Occupant type
- Vacant
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-06
- Tax legal description
- INDIAN BEACH RE-REVISED 6TH ADD LOT 7, & RIP RTS
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From FL-688 W, Turn right onto Gulf Blvd. Turn right onto 20th Ave. Property is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 4:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA