$164,000
4480 Overlook Drive
St Petersburg, FL 33703
Listing updated: June 18, 2026 at 6:35 PM ET
Listing courtesy of Realty One Group Sunshine · David Ponte · MLS #TB8480115 · Active · 727-325-5843Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Tucked inside the sought-after Lake Overlook community, this beautifully restored FIRST-FLOOR condo offers easy living in the heart of Shore Acres — one of NE St. Petersburg’s most established and desirable neighborhoods. This 2-bedroom, 1-bath residence combines comfort, functionality, and a bright, airy feel with peaceful garden views and a layout designed for everyday Florida living. After the 2024 hurricanes, the condo association completed professional remediation and restoration, providing the next owner with refreshed interior finishes and added peace of mind within a well-maintained community. The home features updated stainless-steel appliances, refreshed kitchen finishes with stone counters, new flooring and baseboards, and a clean, move-in-ready feel throughout. A standout feature of this unit is the OPEN FLORIDA ROOM, fully incorporated into the living space to create extra flexibility for relaxing, entertaining, or working from home. The interior features NO CARPET — with luxury vinyl plank and laminate flooring throughout — offering both style and easy maintenance. Assigned parking and private storage add everyday convenience. Lake Overlook is a PET-FRIENDLY community known for its relaxed, amenity-rich lifestyle, including a sparkling pool, fishing dock, lakeside grill area, BBQ spaces, and scenic walking paths. Community improvements are underway, including updated landscaping, new signage, a renovated clubhouse with a new kitchen and furnishings, and upgraded laundry facilities. HOA fees include cable, internet, water, sewer, trash, exterior maintenance, building insurance, and community amenities — making ownership simple and worry-free. Just minutes from downtown St. Pete, waterfront parks, dining, shopping, golf, and major commuter routes, this condo offers the perfect balance of QUIET COMMUNITY LIVING and city convenience. A fantastic opportunity for a primary residence, seasonal retreat, or investment in one of St. Pete’s most popular neighborhoods!
Local Insight
At $164k, you're getting decent square footage for the price in this market, but that AE flood zone is a serious consideration—you'll need flood insurance on top of that $672 monthly HOA, which is moderately high for a 1970s unit. The 1.44-acre lot is unusually generous for a condo complex and suggests more breathing room than typical, though a 50-year-old building means you should dig into the reserve fund and recent capital improvement history before committing. This price point works only if flood insurance costs and potential future structural issues don't become deal-breakers.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history109 days on market
- Status: ActiveMar 1, 2026
- Listed$179,000Mar 1, 2026
- Price reduced$164,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 109
- Subdivision
- Lake Overlook Apts
- County
- Pinellas
- Year built
- 1974
- Living area
- 950 sq ft
- Price/sq ft
- $173
- Lot size
- 62,710 sq ft
- Flood zone
- AE (12103C0228H)
- Annual taxes
- $463 (2025)
- Parcel #
- 04-31-17-48112-000-0120
- MLS #
- TB8480115
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Laminate, Luxury Vinyl
- Appliances
- Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Stone Counters
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Off Street
HOA & Financial
- HOA fee
- $672 / Monthly
- Monthly HOA
- $672/mo
- Total monthly fees
- $672/mo
- Total annual fees
- $8,069
- HOA name
- Jaime Ballard - Management Associates
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify all leasing restrictions with HOA.
- Approval process
- Application with $100 fee and interview. Please contact HOA for details.
Exterior & Construction
- Exterior features
- Courtyard, Lighting, Outdoor Grill, Rain Gutters, Sidewalk, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Bedroom 2 | First | |
| Florida Room | First |
Listing Details
- Listing date
- 2026-03-01
- On market date
- 2026-03-01
- Original list price
- $179,000
- Occupant type
- Vacant
- MLS area
- 33703 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-01
- Tax legal description
- LAKE OVERLOOK APTS UNIT 3 CONDO BLDG 4480, UNIT 12 TOGETHER WITH THE USE OF PARKING SPACE 12
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 4th Street N, head east on 38th Avenue N. Continue onto 40th Avenue N, which becomes Arkansas Avenue NE. Bear slightly left onto Connecticut Avenue NE, then turn left onto Overlook Drive NE. Enter the community and take the first left. Follow the road toward the back to Building 4480.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 6:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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