$149,000
225 Saint Thomas Circle
Apollo Beach, FL 33572
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This very affordable two bedroom, two bathroom home is located in Caribbean Isles Residential Cooperative and offers the perfect setting for those beginning retirement or looking for a warm and welcoming winter retreat. With no lot rent and no CDD, and a low monthly maintenance fee, you can enjoy the comfort of ownership without the burden of high carrying costs. The primary bedroom features an ensuite bath, while a second full bathroom off the hall provides convenience for visiting family and friends. Sliding glass doors from the living room open to a fully enclosed sunporch, creating additional living space that can be used year round as a cozy den, home office, reading room, or extra sleeping area for guests. The home is partially furnished, making it easy to settle in and start enjoying the Florida lifestyle right away. Just outside the kitchen is a screened lanai, a comfortable place to enjoy your morning coffee or unwind in the evening while greeting neighbors as they stroll by on golf carts, bicycles, or walking their pets. With four miles of private roads, you can take daily walks to the clubhouse, heated pool, or lagoon park while staying active and connected. Caribbean Isles is a resident owned 55+ waterfront community designed for relaxed living, offering a clubhouse with regular social events and activities, a heated pool for year round enjoyment, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch with direct access to Tampa Bay for those who enjoy time on the water. Located in Apollo Beach, the community provides convenient access to shopping, dining, medical facilities, and major highways for easy travel to Tampa, St. Petersburg, and Sarasota. This home presents an opportunity to enjoy a simpler pace, warmer winters, and a friendly, established community where neighbors become friends.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history21 days on market
- Status: ActiveMar 2, 2026
- Listed$149,000Mar 1, 2026
- Price increased$149,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 21
- Subdivision
- Caribbean Isles Residential Cooperative
- County
- Hillsborough
- Year built
- 1986
- Living area
- 1,104 sq ft
- Price/sq ft
- $135
- Building area
- 1,886 sq ft (Public Records)
- Lot size
- 6,197 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $663 (2024)
- Parcel #
- U-22-31-19-606-000000-00092.0
- Zoning
- PD
- MLS #
- TB8479789
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room, Outside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
- Approval process
- Tenants and Purchasers must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters
- Construction materials
- Metal Siding
- Roof
- Membrane
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Fiber Optics, Public, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x15 |
| Kitchen | First | 10x11 |
| Primary Bedroom | First | 13x13 |
| Primary Bathroom | First | 7x8 |
| Bedroom 2 | First | 10x10 |
| Bathroom 2 | First | 5x8 |
| Balcony/Porch/Lanai | First | 12x21 |
Listing Details
- Listing date
- 2026-03-01
- On market date
- 2026-03-01
- Original list price
- $149,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-02
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 92
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 in Apollo Beach, take Elsberry Road to the MAIN gate. Once inside the community, continue straight to the stop sign, turn left. At the next stop sign, turn right. Continue to the home on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 22, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA