$399,900

2005 20th Lane

Cape Coral, FL 33990

Listing updated: March 1, 2026 at 8:57 PM ET

Active

Baths

0.24

Acres

◆Waterfront◆Water access◆$38/sqft◆360° tour

Land

Property type

10,411 sqft

Lot size

$38

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Build your dream home or next investment on this prime waterfront vacant lot on a quiet cul-de-sac located at 2005 SE 20th Ln in Cape Coral, FL . This property offers direct canal access and features a brand-new seawall, saving you significant time and expense while setting the stage for immediate development. Enjoy the Florida waterfront lifestyle with boating, kayaking, and fishing right from your backyard. The lot is situated in an established residential neighborhood with nearby homes, with utilities available, and convenient access to shopping, dining, schools, and major roadways. Whether you’re planning a custom primary residence, a second home, or a long-term investment, this canal-front parcel offers outstanding value and flexibility in one of Cape Coral’s most desirable boating communities.

Estimated monthly payment

Principal & interest$2,022

Property taxes$366

Home insurance (est.)$183

Down payment

20%

$79,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Mar 1, 2026
Listed$399,900
Feb 28, 2026
Price increased$399,900

Facts & features

Property type: Land
Status: Active
Days on market: 0
Subdivision: Cape Coral
County: Lee
Price/sq ft: $38
Lot size: 10,411 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12071C0406G)
Annual taxes: $4,395 (2025)
Parcel #: 29-44-24-C3-05400.0440
Zoning: R1-W
MLS #: A4683726

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HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
Listing terms: Cash, Conventional, Other, Private Financing Available
Ownership: Fee Simple

Exterior & Construction

Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Water Nearby

Listing Details

Listing date: 2026-02-24
On market date: 2026-02-28
Original list price: $399,900
MLS area: 33990 - Cape Coral
Listing AOR: Orlando Regional
Status changed: 2026-03-01
Tax legal description: CAPE CORAL UNIT 89 BLK 5400 PB 23 PG 156 LOT 44

Flood risk

High riskFEMA Zone AEPanel 12071C0406G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 South toward Fort Myers. Exit at Exit 136 for Colonial Boulevard toward Cape Coral (this is the commonly used exit for Cape Coral). Drive west on Colonial Blvd — this will take you across the Caloosahatchee River toll bridge into Cape Coral where Colonial Blvd becomes Veterans Memorial Parkway (State Rd 884). Continue on Veterans Memorial Parkway west through Cape Coral. Turn right onto Del Prado Blvd S (heading north). Turn right onto Four Mile Cove Parkway and follow it as it curves. Continue onto SE 21st Ct, then turn right onto SE 20th Ln. Follow SE 20th Ln to reach 2005 SE 20th Ln.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 1, 2026 at 8:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA