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$429,000

2444 Foggy Creek CircleClearwater, FL 33764

Listing updated: October 14, 2026 at 1:02 PM ET

Active

Listing courtesy of The Shop Real Estate Co. · Jessica Martin · MLS #TB8479648 · Active · 727-593-7777

Beds

Baths

1,853

Sq Ft

0.04

Acres

2020

Built

◆Water view◆$232/sqft

Townhouse

Property type

2020

Year built

1,838 sqft

Lot size

$232

Price / sq ft

$465/mo

HOA dues

209

Days on market

Garage space

Flood zone

About this home

TENANT-OCCUPIED CLEARWATER TOWNHOME WITH POTENTIAL ASSUMABLE FINANCING! Welcome to 2444 Foggy Creek Circle, Clearwater, FL 33764, a 3-bedroom, 2.5-bath townhome with a 1-car garage in the Towns at Belleair Grove community. This property offers an opportunity for buyers seeking a rental investment with an established tenant in place. Currently leased at $2,950 per month through July 31, 2027, the property is being offered subject to the existing lease. Occupancy and possession are governed by the lease terms; immediate owner occupancy should not be assumed. Lease documentation is available upon request for buyer review. Qualified buyers may have the opportunity to assume an existing mortgage with an approximately 3% interest rate, subject to lender approval, loan terms, and buyer qualification. An assumption applies to the eligible outstanding loan balance; it does not finance the entire purchase price. Buyers must arrange funds to cover the difference between the purchase price and the balance assumed, plus applicable closing costs and assumption fees. Any additional financing is subject to approval. The open-concept living and dining areas connect with the kitchen, creating a comfortable layout for everyday living. Upstairs, the primary suite features a private bathroom and generous closet space, accompanied by two additional bedrooms and a full bathroom. A half bathroom on the main level and an attached garage add convenience. The community offers a pool and convenient access to US-19, Gulf-to-Bay Boulevard, shopping, dining, medical facilities, and Tampa Bay destinations. Additional assumption information is available upon request. Buyers should independently verify lease terms, rental restrictions, operating expenses, and current lender requirements.

Estimated monthly payment

Principal & interest$2,169

Property taxes$417

Home insurance (est.)$197

HOA dues$465

Down payment

20%

$85,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history209 days on market

Status: Active
May 28, 2026
Listed$449,000
Feb 24, 2026
Price reduced$429,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 209
Subdivision: Towns At Belleair Grove
County: Pinellas
Year built: 2020
Living area: 1,853 sq ft
Price/sq ft: $232
Lot size: 1,838 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12103C0136H)
Garage: 1 spaces
Annual taxes: $5,000 (2025)
Parcel #: 30-29-16-91519-000-0500
MLS #: TB8479648

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Laminate, Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: Southeast

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

HOA fee: $465 / Monthly
Monthly HOA: $465/mo
Total monthly fees: $465/mo
Total annual fees: $5,580
HOA name: First Service Residential / Chan Tinkle
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: All restrictions to be verified with the association by the buyer.
Approval process: Processes to be verified with the association by the buyer.

Exterior & Construction

Exterior features: Lighting, Sidewalk
Construction materials: Block, Stucco, Vinyl Siding, Frame
Roof: Shingle
Foundation: Slab
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Available, Public, Sewer Available, Water Available

Community

Pets allowed: Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryBelcher Elementary-PNGreatSchools ↗

MiddleOak Grove Middle-PNGreatSchools ↗

High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First
Kitchen	First
Primary Bedroom	Second

Listing Details

Listing date: 2026-02-24
On market date: 2026-02-24
Original list price: $449,000
Occupant type: Tenant
MLS area: 33764 - Clearwater
Listing AOR: Suncoast Tampa
Status changed: 2026-05-28
Tax legal description: TOWNS AT BELLEAIR GROVE LOT 50

Flood risk

High riskFEMA Zone AEPanel 12103C0136H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward Bypass Dr. Turn right onto U.S. 19 Frontage Rd. Keep right to stay on U.S. 19 Frontage Rd. Turn right onto Belleair Rd. Turn left onto Eagle Creek Dr. Turn left to stay on Eagle Creek Dr. Eagle Creek Dr turns right and becomes Foggy Creek Cir. Destination will be on the right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 1:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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