402 Poinsettia Street, FL

$425,000

402 Poinsettia Street

Lakeland, FL 33803

Active
4
Beds
3
Baths
2,048
Sq Ft
0.15
Acres
1920
Built
Water access$208/sqft360° tour
Single Family Residence

Property type

1920

Year built

6,652 sqft

Lot size

$208

Price / sq ft

No HOA

HOA dues

91

Days on market

X

Flood zone

About this home

Historic charm meets modern updates in this beautifully maintained 1920 home located in one of Lakeland’s most sought-after neighborhoods. Just minutes from downtown Lakeland and walking distance to Lake Hollingsworth and Publix Super Market at Southgate Shopping Center, this timeless property offers over 2,000 square feet of inviting living space filled with character and warmth. Inside, natural light pours through the home, highlighting original architectural details, updated finishes, and spacious living areas designed for both everyday comfort and entertaining. The updated kitchen blends modern functionality with the home’s classic historic appeal, while recent upgrades including two new AC units and air handlers (2021), updated flooring in the main living areas, brand-new kitchen appliances (Dec. 2025), and a new driveway (Dec. 2023) provide added peace of mind. Featuring 4 bedrooms and 2.5 bathrooms, this home offers the perfect balance of historic beauty and modern convenience in a prime Lakeland location near restaurants, shopping, parks, and the scenic walking paths surrounding Lake Hollingsworth.

Estimated monthly payment

Principal & interest$2,149
Property taxes$312
Home insurance (est.)$195

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history91 days on market

  1. Status: Active
    Feb 25, 2026
  2. Listed$449,000
    Feb 25, 2026
  3. Price reduced$425,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
91
Subdivision
Horneys J T Add 01
County
Polk
Year built
1920
Living area
2,048 sq ft
Price/sq ft
$208
Building area
2,323 sq ft (Public Records)
Lot size
6,652 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0315G)
Annual taxes
$3,741 (2025)
Parcel #
24-28-30-256500-002400
MLS #
L4959641

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl, Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Thermostat
Laundry
In Kitchen
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Other

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Crawlspace
Water access
Yes
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Sewer Available, Water Available

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-02-25
On market date
2026-02-25
Original list price
$449,000
Occupant type
Owner
MLS area
33803 - Lakeland
Listing AOR
Lakeland
Status changed
2026-02-25
Tax legal description
HORNEYS J T 1ST ADD PB 6 PG 1 BLK B LOT 40

Flood risk

Minimal riskFEMA Zone XPanel 12105C0315G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head east on E Poinsettia Street from South Florida Avenue. Florida Avenue is one of the main north–south roads through Lakeland. Continue east on E Poinsettia St for about 0.3 mile. 402 E Poinsettia St will be on your right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 27, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA