$330,000
34515 Cedarfield DriveDade City, FL 33523
Listing updated: October 26, 2026 at 8:15 AM ET
Listing courtesy of Coldwell Banker Realty · Tania Borelli · MLS #TB8478415 · Active · 813-977-3500Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
$0-DOWN USDA FINANCING MAY BE AVAILABLE! This home is in a USDA-eligible area, and qualified buyers may also have access to Florida Housing or Hernando County down payment assistance of up to $50,000. Welcome to Whispering Oaks Estates, where this spacious, move-in-ready home sits on the 8th hole with peaceful pond and golf course views. Offering the largest floorplan in the community, the home greets you with soaring ceilings, clerestory windows and natural light throughout. With 3 bedrooms, 2 full baths and a large bonus room, there’s room to grow: use it as a home office, media room, hobby space or 4th bedroom. The bright kitchen features skylights, generous counter space and an island with seating, open to the dining and family areas, so cooking and entertaining flow naturally. The primary suite is a true retreat with a walk-in closet, dual vanities, soaking tub, separate shower and a skylight. Step out to the expansive tiled, screened lanai to enjoy morning coffee or quiet evenings overlooking the fairway, the gardens and the birds and butterflies that visit daily. Recent updates include a new A/C, a new garage door opener, hurricane-rated sliding doors and newer hurricane windows. Quiet and private, yet close to shopping, dining, medical facilities and major roads. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history235 days on market
- Status: ActiveMar 5, 2026
- Listed$339,000Mar 5, 2026
- Price reduced$330,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 235
- Subdivision
- Whispering Oaks Estates
- County
- Hernando
- Year built
- 1987
- Living area
- 2,462 sq ft
- Price/sq ft
- $134
- Building area
- 3,545 sq ft (Public Records)
- Lot size
- 8,931 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $5,297 (2025)
- Parcel #
- R02-123-21-1317-0000-0660
- Zoning
- MPUD
- MLS #
- TB8478415
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $277 / Annually
- Monthly HOA
- $23/mo
- Total monthly fees
- $23/mo
- Total annual fees
- $277
- HOA name
- Whispering Oaks Estates
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with county and HOA on rental rules
Exterior & Construction
- Exterior features
- Garden, Lighting
- Construction materials
- Stucco, Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | 25x21 | |
| Living Room | 15x15 | |
| Dining Room | 15x12 | |
| Kitchen | 15x12 | |
| Primary Bedroom | 21x14 | |
| Bedroom 2 | 11x13 | |
| Bedroom 3 | 15x13 | |
| Office | 15x17 | |
| Laundry | 15x8 |
Listing Details
- Listing date
- 2026-02-20
- On market date
- 2026-03-05
- Original list price
- $339,000
- Occupant type
- Owner
- MLS area
- 33523 - Dade City/Ridge Manor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-05
- Tax legal description
- WHISPERING OAKS ESTATES PHASE IV LOT 66
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR 50 to left on 301 Whispering Oaks will be on the left. Take first right, then left on Cedarfield
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 26, 2026 at 8:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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