$396,990

6404 Sprucepine Lane

St Cloud, FL 34771

Active
5
Beds
3
Baths
2,445
Sq Ft
0.11
Acres
2022
Built
$162/sqft360° tour
🏠Single Family Residence

Property type

🏗️2022

Year built

📐4,792 sqft

Lot size

📊$162

Price / sq ft

🏘️$87/mo

HOA dues

📅72

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

**Low HOA and NO CDD** Welcome to 6404 Sprucepine Ln, St. Cloud, FL 34771, a beautifully maintained home located in one of St. Cloud’s growing and desirable areas. This inviting property offers a comfortable and functional layout with bright living spaces, perfect for both everyday living and entertaining. The home features spacious bedrooms, an open-concept living and dining area, and a well-appointed kitchen with ample cabinet and counter space. Enjoy outdoor living in the private backyard, ideal for relaxing or hosting gatherings. A garage and additional storage add everyday convenience. Ideally situated with easy access to major roadways, this home is just a short drive to Lake Nona, Kissimmee, and Orlando, placing shopping, dining, medical facilities, schools, and entertainment within reach.

Estimated monthly payment

Principal & interest$2,007
Property taxes$452
Home insurance (est.)$182
HOA dues$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history72 days on market

  1. Status: Active
    Feb 17, 2026
  2. Listed$399,990
    Feb 17, 2026
  3. Price reduced$396,990

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
72
Subdivision
Pine Glen
County
Osceola
Year built
2022
Living area
2,445 sq ft
Price/sq ft
$162
Building area
2,476 sq ft (Public Records)
Lot size
4,792 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0285G)
Garage
2 spaces
Annual taxes
$5,422 (2025)
Parcel #
14-26-31-4723-0001-1730
Zoning
RES
MLS #
S5143824

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$87 / Monthly
Monthly HOA
$87/mo
Total monthly fees
$87/mo
Total annual fees
$1,044
HOA name
rtemis Lifestyles / Pedro Gutierrez
CDD
No
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
No
Additional lease restrictions
** BUYERS TO CONFIRM INFORMATION DIRECTLY WITH THE HOA**
Approval process
** BUYERS TO CONFIRM INFORMATION DIRECTLY WITH THE HOA**

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3Second
Bedroom 4Second
Bedroom 5Second
Primary BathroomFirst
Bathroom 2First
Bathroom 3Second
KitchenFirst
Dining RoomFirst
Living RoomFirst

Listing Details

Listing date
2026-02-17
On market date
2026-02-17
Original list price
$399,990
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-02-17
Tax legal description
PINE GLEN PB 31 PGS 28-34 LOT 173

Flood risk

Minimal riskFEMA Zone XPanel 12097C0285G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192 in St. Cloud, head south on Narcoossee Rd. Turn left onto Jack Brack Rd. Turn right onto Sprucepine Ln. Continue to 6404 Sprucepine Ln, Saint Cloud, FL 34771. The property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 30, 2026 at 11:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA