$349,900
645 Cr 485a
Lake Panasoffkee, FL 33538
Listing updated: February 20, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
If you’ve been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you’ll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal — this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you’re minutes from boating, fishing, and exploring one of Central Florida’s most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman’s getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveFeb 19, 2026
- Listed$349,900Feb 19, 2026
- Price increased$349,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Panasoffkee Retreats
- County
- Sumter
- Year built
- 2024
- Living area
- 720 sq ft
- Price/sq ft
- $486
- Building area
- 900 sq ft (Builder)
- Lot size
- 9,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $1,281 (2025)
- Parcel #
- J09A072
- Zoning
- RES
- MLS #
- G5107935
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding
- Laundry
- Laundry Room, Outside
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- RV Carport, RV Access/Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify per city/county prior to contract
Exterior & Construction
- Exterior features
- Fire Pit, RV Hookup
- Construction materials
- Metal Frame
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Other
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | |
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-02-19
- Original list price
- $349,900
- Occupant type
- Owner
- MLS area
- 33538 - Lake Panasoffkee
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-02-19
- Tax legal description
- LOT 72 BLK 1 PANASOFFKEE RETREATS PB 3 PG 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Florida Turnpike, take Exit 304 toward US-301/Wildwood and turn left onto US-301 North. Continue on US-301 North for approximately 4 to 5 miles, then turn left onto CR 470 West toward Lake Panasoffkee. Follow CR 470 for about 6 miles and turn right onto CR 485A. Continue down CR 485A, and 645 CR 485A will be on your right-hand side.
More homes like this
$172,000
853 Cr 484
Lake Panasoffkee, FL 33538
3 bd · 2 ba · 930 sqft
Panasoffkee Retreats
MLS ID #G5106286
Listing provided by Stellar MLS
$319,000
3561 Cochran St
The Villages, FL 32163
2 bd · 2 ba · 1,148 sqft
Village/Fenney Swallowtail Village
MLS ID #OM726154
Listing provided by Stellar MLS
$354,900
1118 Cr 440
Lake Panasoffkee, FL 33538
5 bd · 4 ba · 2,635 sqft
Tracys Pt 3rd Add
MLS ID #OM706488
Listing provided by Stellar MLS
$381,500
4151 Balcharan Ter
The Villages, FL 32163
3 bd · 2 ba · 1,539 sqft
The Villages
MLS ID #G5111115
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 20, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA