$229,900
132 Saint Lucia Loop
Apollo Beach, FL 33572
Listing updated: June 12, 2026 at 1:40 PM ET
Listing courtesy of Caribbean Isle Property Sales Inc. · Bill Leith · MLS #TB8472668 · Active · 813-641-7067Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover relaxed Florida living in the highly desirable Caribbean Isles Residential Cooperative, a 55+ waterfront community known for its friendly atmosphere and active lifestyle. Step outside the home and step right aboard your boat with access to Tampa Bay for sunset cruises or waterfront dining. Enjoy watching manatees and dolphins from your backyard. This 3-bedroom, 2-bath home features a stunning 25-foot eat-in kitchen that’s a dream for any home chef. You’ll love the upgraded solid wood cabinetry, stone countertops, and a large deep sink with a gooseneck faucet designed to easily handle oversized pots and pans. Updated appliances include a combination built-in convection oven and microwave, island with downdraft cooktop, refrigerator and dishwasher. Updated flooring completes this inviting kitchen space. The combined living room and dining room are flooded with natural light, enhanced by vaulted ceilings that create an open and airy feel. Luxury Vinyl flooring has been installed in the living room, dining room, and primary bedroom. The spacious primary bedroom offers a private ensuite bath, large enough to include a conveniently located laundry area tucked neatly into a built-in closet. Updated vinyl windows add both style and energy efficiency. Major system upgrades provide peace of mind, including a new outside HVAC unit, new ductwork, and new insulation and vapor barrier installed beneath the home. If you're an outdoor enthusiast, you'll appreciate our kayak and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competitions, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home.
Local Insight
This 1975 mobile home in an AE flood zone is priced aggressively at $178/sqft, but you'll want to factor in mandatory flood insurance costs—likely $1,200+ annually—which substantially cuts into the value proposition for a property this age. The 55+ community restrictions and $242 monthly HOA are reasonable for waterfront access in Apollo Beach, but a serious inspection is critical given the home's nearly 50-year age and flood exposure; confirm what upgrades have been done to the roof, plumbing, and foundation before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history121 days on market
- Status: ActiveFeb 11, 2026
- Listed$229,900Feb 11, 2026
- Price increased$229,900
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Active
- Days on market
- 121
- Subdivision
- Caribbean Isles Residential Co
- County
- Hillsborough
- Year built
- 1975
- Living area
- 1,288 sq ft
- Price/sq ft
- $178
- Building area
- 2,186 sq ft (Public Records)
- Lot size
- 4,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $874 (2024)
- Parcel #
- U-22-31-19-606-000000-00159.0
- Zoning
- PD
- MLS #
- TB8472668
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s)
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Off Street
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- The lessee must meet the requirements as contained in the Bylaws and the Rules and Regulations and must be approved by two or more members of the Board. Must make application, submit to a background check and be approved by the Board.
- Approval process
- The lessee must meet the requirements as contained in the Bylaws and the Rules and Regulations and must be approved by two or more members of the Board. Must make application, submit to a background check and be approved by the Board.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Vinyl Siding
- Roof
- Membrane
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x13 |
| Dinette | First | 11x11 |
| Dining Room | First | 11x10 |
| Living Room | First | 23x13 |
| Primary Bedroom | First | 11x13 |
| Primary Bathroom | First | 11x8 |
| Bathroom 2 | First | 6x7 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x9 |
| Balcony/Porch/Lanai | First | 10x19 |
Listing Details
- Listing date
- 2026-02-11
- On market date
- 2026-02-11
- Original list price
- $229,900
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-11
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 159
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 travel West at exit 246 on Big Bend Road. Go West to US41 and turn left (South) and travel to Elsberry Road. Turn right (West) just past the firehouse on Elsberry Road and travel to the Main where you will follow directions.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 1:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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