$474,999
14 Whetstone Lane
Palm Coast, FL 32164
Listing updated: May 5, 2026 at 1:04 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MOTIVATED SELLER! SELLERS ARE RELOCATING! Don't miss out on a great opportunity to own this spacious custom and thoughtfully upgraded Pine Lakes home, ideal for a large or growing family. Situated on an approximately ¼-acre lot in the desirable Pine Lakes area of Palm Coast, this expansive two-story residence offers 4 bedrooms and 3.5 baths, enhanced by a substantial 2,500+ sq ft addition completed in 2011. The main level features two large living areas, providing excellent flexibility for everyday living, entertaining, or creating designated spaces for work, play, or relaxation. This level also includes two bedrooms, a full bath, a half bath, abundant storage, and an open living space centered around a wood-burning fireplace with custom built-ins. The upgraded kitchen offers a large island, farmhouse sink, and dishwasher, flowing seamlessly into the living area. Double French doors lead to a covered patio and fully fenced backyard, while a tiled flex room adds even more versatility. Upstairs, the expansive primary suite features two oversized walk-in closets and a spa-style bathroom with Jacuzzi tub, dual sinks, and a large walk-in shower. French doors open to a private tiled balcony overlooking the backyard. An additional bedroom, full bath, loft/flex area, and second laundry/utility/HVAC room complete the upper level. Recent improvements include a new roof (2022), serviced HVAC systems (May 2024), fresh exterior paint, sealed driveway, and automatic outdoor lighting. Garage flex space can be converted back to 2nd car garage. Conveniently located near schools, parks, golf courses, shopping, dining, and with easy access to I-95, Flagler Beach, St. Augustine, and Daytona Beach. Don't miss out on this home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history87 days on market
- Status: ActiveFeb 7, 2026
- Listed$528,000Feb 7, 2026
- Price reduced$474,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 87
- Subdivision
- Palm Coast Sec 23
- County
- Flagler
- Year built
- 2004
- Living area
- 3,668 sq ft
- Price/sq ft
- $130
- Building area
- 4,850 sq ft (Public Records)
- Lot size
- 10,624 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0138E)
- Garage
- 2 spaces
- Annual taxes
- $6,098 (2025)
- Parcel #
- 07-11-31-7023-00620-0100
- Zoning
- DPX
- MLS #
- FC315784
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Fire Pit, French Doors, Lighting, Private Yard
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Holding Tank, Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | Second | |
| Living Room | First | |
| Great Room | First |
Listing Details
- Listing date
- 2026-02-04
- On market date
- 2026-02-07
- Original list price
- $528,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-02-07
- Tax legal description
- PALM COAST SECTION 23 BL 62 LOT 10 OR 219 PG 321 OR 525 PG 1862 OR 1054 PG 1441 OR 1276 PG 1395
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Pine Lakes to Whirlaway Dr to Wheatfield Dr to 14 Whetstone Ln.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 5, 2026 at 1:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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