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$304,999

5520 20th StreetZephyrhills, FL 33542

Listing updated: September 16, 2026 at 4:45 PM ET

Active

Listing courtesy of Coldwell Banker Realty · Edward Gentle · MLS #TB8470225 · Active · 727-822-9111

Beds

Baths

1,404

Sq Ft

0.13

Acres

1994

Built

◆$217/sqft◆360° tour

Single Family Residence

Property type

1994

Year built

5,875 sqft

Lot size

$217

Price / sq ft

No HOA

HOA dues

220

Days on market

Garage space

Flood zone

About this home

Motivated Seller Bring All Reasonable Offers. Welcome home to this beautifully refreshed four-bedroom, two-bath concrete block residence in the heart of Zephyrhills—where modern upgrades meet everyday comfort. Step inside to discover a bright, open interior enhanced by like new designer paint, brand-new flooring, and a thoughtfully updated kitchen that truly shines and a brand-new roof. Crisp like new cabinetry, sleek granite countertops, and like new range and microwave create the perfect setting for home-cooked meals and effortless entertaining. The spacious layout offers flexible living areas, generously sized bedrooms, and a private primary suite designed for relaxation. Outside, enjoy a fully fenced backyard, ideal for pets, play, or weekend gatherings. Move-in ready and loaded with upgrades, this home is a rare opportunity to enjoy modern finishes in a growing Florida community—schedule your showing today before it’s gone!

Estimated monthly payment

Principal & interest$1,542

Property taxes$305

Home insurance (est.)$140

Down payment

20%

$61,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history220 days on market

Status: Active
Feb 8, 2026
Listed$313,999
Feb 8, 2026
Price reduced$304,999

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 220
Subdivision: Yinglings Add
County: Pasco
Year built: 1994
Living area: 1,404 sq ft
Price/sq ft: $217
Building area: 1,652 sq ft (Public Records)
Lot size: 5,875 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12101C0456F)
Garage: 1 spaces
Annual taxes: $3,658 (2024)
Parcel #: 21-26-12-002.0-003.00-005.0
Zoning: R2
MLS #: TB8470225

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Ceramic Tile, Laminate
Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
Laundry: Inside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: None
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryWoodland Elementary-POGreatSchools ↗

MiddleRaymond B Stewart Middle-POGreatSchools ↗

High SchoolZephryhills High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	12x10
Kitchen	First	10x10
Primary Bedroom	First	11x12
Bedroom 2	First	10x10
Bedroom 3	First	10x10
Bedroom 4	First	10x10

Listing Details

Listing date: 2026-02-05
On market date: 2026-02-08
Original list price: $313,999
Occupant type: Owner
MLS area: 33542 - Zephyrhills
Listing AOR: Suncoast Tampa
Status changed: 2026-02-08
Tax legal description: YINGLINGS ADDITION TO ZEPHYRHILLS PB 2 PG 16 NORTH 11.75 FT OF LOT 4 BLOCK 3 LESS WEST 15 FT THEREOF ;& LOT 5 BLOCK 3 LESS WEST 15 FT THEREOF

Flood risk

High riskFEMA Zone AEPanel 12101C0456F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take HWY 301 east to N on 20th street.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 16, 2026 at 4:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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