$349,000

12227 Terra Ceia Avenue

New Port Richey, FL 34654

Active
3
Beds
3
Baths
1,792
Sq Ft
0.45
Acres
2001
Built
WaterfrontWater accessPrivate poolFireplace$195/sqft
🏠Single Family Residence

Property type

🏗️2001

Year built

📐13,201 sqft

Lot size

📊$195

Price / sq ft

🏘️No HOA

HOA dues

📅26

Days on market

🚗1

Garage space

🌊X

Flood zone

About this home

Welcome to your Florida waterfront retreat at 12227 Terra Ceia Ave in New Port Richey. This well-maintained 3-bedroom, 2.5-bath home features an open floor plan that creates a bright, airy feel with effortless flow—perfect for both everyday living and entertaining. Situated on a peaceful pond-front lot, the property includes a screened-in in-ground pool, creating a private outdoor oasis with serene water views. Inside, the open living spaces are filled with natural light and connect seamlessly to the outdoor living areas. A cozy fireplace adds warmth and charm, while hurricane shutters provide added peace of mind. The primary suite is an absolute retreat, generously sized at 22x12, and features a large walk-in closet along with a private ensuite bath offering comfort and privacy. A convenient half bath is located off the second bedroom, ideal for guests or flexible living arrangements. Major updates provide peace of mind, including a brand-new HVAC system, a solar water heater, and a new roof to be installed prior to closing with an acceptable offer. Outdoor living is maximized with multiple spaces to relax and entertain, including a covered front porch, a rear screened porch, and the inviting pool area overlooking the pond. Adding exceptional value, the sale includes an additional .15-acre lot, bringing the total property size to just under half an acre, offering extra space, privacy, or future potential. The home is located in Flood Zone X, providing added insurance advantages. Residents enjoy proximity to Moon Lake Park, known for its recreational amenities and outdoor activities, while still being tucked away in a quiet neighborhood close to shopping, dining, and Gulf Coast attractions. This waterfront property is a rare opportunity to enjoy Florida living at its best. Schedule your private showing today and experience all that this New Port Richey home has to offer.

Estimated monthly payment

Principal & interest$1,765
Property taxes$149
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    Jan 28, 2026
  2. Listed$349,000
    Jan 28, 2026
  3. Price increased$349,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Moon Lake Estates
County
Pasco
Year built
2001
Living area
1,792 sq ft
Price/sq ft
$195
Building area
2,736 sq ft (Public Records)
Lot size
13,201 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12101C0211F)
Garage
1 spaces
Pool
Private pool
Annual taxes
$1,782 (2024)
Parcel #
21-25-17-0150-25000-0030
Zoning
R4
MLS #
TB8469440

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Linoleum, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator, Solar Hot Water
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Off Street

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Private Sewer
Water source
Well
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed
Yes

Schools

ElementaryCypress Elementary-POGreatSchools ↗
MiddleRiver Ridge Middle-POGreatSchools ↗
High SchoolRiver Ridge High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst15x15
Living RoomFirst21x14
KitchenFirst8x12
Primary BedroomFirst22x12
Primary BathroomFirst10x9
Bedroom 2First11x21
Bathroom 2First6x5
Bedroom 3First11x12
Bathroom 3First8x4

Listing Details

Listing date
2026-01-28
On market date
2026-01-28
Original list price
$349,000
Occupant type
Owner
MLS area
34654 - New Port Richey
Listing AOR
Suncoast Tampa
Status changed
2026-01-28
Tax legal description
MOON LAKE ESTATES UNIT FIFTEEN PB 6 PGS 65A-68 LOTS 3 & 4 BLOCK 250 OR 4296 PG 729 OR 7343 PG 962

Flood risk

Minimal riskFEMA Zone XPanel 12101C0211F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From River Ridge High School, head north on Town Center Road for about 0.4 miles, then turn right onto Decubellis Road. Continue a short distance and turn left onto Moon Lake Road, driving approximately 1.7 miles. Next, turn right onto Terra Ceia Avenue and continue for about 0.4 miles, and the destination at 12227 Terra Ceia Avenue will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 23, 2026 at 10:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA