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$343,000

12227 Terra Ceia AvenueNew Port Richey, FL 34654

Listing updated: November 3, 2026 at 7:42 PM ET

Active

Listing courtesy of Lpt Realty, Llc. · Allison Tridente · MLS #TB8469440 · Active · 877-366-2213

Beds

Baths

1,792

Sq Ft

0.45

Acres

2001

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$191/sqft

Single Family Residence

Property type

2001

Year built

13,201 sqft

Lot size

$191

Price / sq ft

No HOA

HOA dues

270

Days on market

Garage space

Flood zone

About this home

New roof to be installed prior to closing with an acceptable offer! A temporary 2-1 mortgage buydown is available to qualified buyers who finance through the participating lender. Buyers may use any lender to purchase the home. Loan program restrictions apply. Set on approximately 0.45 acres, including an additional 0.15-acre lot, this 3-bedroom, 2.5-bath pool home offers multiple living areas, an open floor plan, and plenty of natural light. The main living area features a fireplace, and the spacious primary suite includes a walk-in closet and private bath. The second bedroom has convenient access to a half bath. The screened in-ground pool overlooks a natural pond, and mature oaks draped in Spanish moss shade the large yard. A covered front porch and rear screened porch offer two more spots to enjoy the outdoors. Additional features include a storage shed, hurricane shutters, a two-car garage, and an HVAC system installed in 2025 and a brand new roof. The home offers room for your own updates and personal touches. Located in FLOOD ZONE X with NO HOA, the property offers convenient access to Moon Lake Park, shopping, dining, and recreation.

Estimated monthly payment

Principal & interest$1,734

Property taxes$149

Home insurance (est.)$157

Down payment

20%

$68,600 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history270 days on market

Status: Active
Oct 18, 2026
Listed$349,000
Jan 28, 2026
Price reduced$343,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 270
Subdivision: Moon Lake Estates
County: Pasco
Year built: 2001
Living area: 1,792 sq ft
Price/sq ft: $191
Building area: 2,736 sq ft (Public Records)
Lot size: 13,201 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12101C0211F)
Garage: 1 spaces
Pool: Private pool
Annual taxes: $1,782 (2024)
Parcel #: 21-25-17-0150-25000-0030
Zoning: R4
MLS #: TB8469440

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Laminate, Linoleum, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator, Solar Hot Water
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, Off Street

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Other
Construction materials: Block
Roof: Shingle
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Private Sewer
Water source: Well
Utilities: Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed: Yes

Schools

ElementaryCypress Elementary-POGreatSchools ↗

MiddleRiver Ridge Middle-POGreatSchools ↗

High SchoolRiver Ridge High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Dining Room	First	15x15
Living Room	First	21x14
Kitchen	First	8x12
Primary Bedroom	First	22x12
Primary Bathroom	First	10x9
Bedroom 2	First	11x21
Bathroom 2	First	6x5
Bedroom 3	First	11x12
Bathroom 3	First	8x4

Listing Details

Listing date: 2026-01-28
On market date: 2026-01-28
Original list price: $349,000
Occupant type: Owner
MLS area: 34654 - New Port Richey
Listing AOR: Suncoast Tampa
Status changed: 2026-10-18
Tax legal description: MOON LAKE ESTATES UNIT FIFTEEN PB 6 PGS 65A-68 LOTS 3 & 4 BLOCK 250 OR 4296 PG 729 OR 7343 PG 962

Flood risk

Minimal riskFEMA Zone XPanel 12101C0211F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From River Ridge High School, head north on Town Center Road for about 0.4 miles, then turn right onto Decubellis Road. Continue a short distance and turn left onto Moon Lake Road, driving approximately 1.7 miles. Next, turn right onto Terra Ceia Avenue and continue for about 0.4 miles, and the destination at 12227 Terra Ceia Avenue will be on your right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 7:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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