$1,160,000

19 Lemon Bay Lane

Placida, FL 33946

Active
3
Beds
3
Baths
1,597
Sq Ft
0.22
Acres
2024
Built
Water viewWater access$726/sqft
🏠Single Family Residence

Property type

🏗️2024

Year built

📐9,599 sqft

Lot size

📊$726

Price / sq ft

🏘️No HOA

HOA dues

📅91

Days on market

🌊AE

Flood zone

About this home

Charming coastal cottage on "Palm Island"...newly built in 2024, offers the perfect blend of island charm, modern construction, and waterfront access with a deeded dock providing direct access to the Intracoastal Waterway and Gulf of Mexico — a boater’s dream. Designed for both beauty and durability, this home features cement board-and-batten siding, composite decking, hurricane impact windows and doors, and a metal roof, delivering peace of mind along with undeniable curb appeal. Inside, coastal finishes and breezy décor create true “vacation vibes” with 3 bedrooms, 2.5 baths, and a thoughtfully designed layout that feels relaxed yet refined. Enjoy morning coffee and evening cocktails on both the front and back porches, where gentle island breezes and the sounds of nature set the tone for daily life. Whether you’re entertaining guests or savoring quiet moments, this home is perfectly suited for laid-back coastal living. Life on Palm Island is unlike anywhere else — explore by golf cart, kayak through pristine waterways, cast a line in some of Southwest Florida’s best fishing spots, stroll uncrowded beaches filled with shells and sharks’ teeth, and cap each day with breathtaking sunsets over the Gulf.

Estimated monthly payment

Principal & interest$5,866
Property taxes$775
Home insurance (est.)$532

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history91 days on market

  1. Status: Active
    Jan 26, 2026
  2. Listed$1,160,000
    Jan 26, 2026
  3. Price increased$1,160,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
91
Subdivision
Palm Island Estates
County
Charlotte
Year built
2024
Living area
1,597 sq ft
Price/sq ft
$726
Building area
2,102 sq ft (Public Records)
Lot size
9,599 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$9,299 (2025)
Parcel #
412031432002
Zoning
BBI
MLS #
D6145820

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Covered, Deeded, Golf Cart Parking, Ground Level, Basement
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
HardiPlank Type, Frame
Roof
Metal
Foundation
Stilt/On Piling
Water access
Yes
Water view
Yes
Road surface
Other

Utilities

Sewer
Septic Tank
Water source
Private
Utilities
Cable Connected, Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst11x14
KitchenFirst19x10
Dining RoomFirst15x8
Primary BedroomFirst12x14.9
Bedroom 2First11x11
Bedroom 3First11x12

Listing Details

Listing date
2026-01-26
On market date
2026-01-26
Original list price
$1,160,000
Occupant type
Owner
MLS area
33946 - Placida
Listing AOR
Englewood
Status changed
2026-01-26
Tax legal description
PIE 003 000G 0005 PALM ISLAND ESTATES UNIT 3 BLOCK G LOT 5 316/147 538/1990-1991 544/292 583/1889-1894 E2240/651 CND3066/2082 4620/1084 4824/1867

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from 776 and Placida Rd. travel south on Placida to Panama Blvd. Car ferry to island (agent will assist with island access). Once on island, take N. Gulf Blvd. and turn right Yacht Basin Dr. (before the entrance of Palm Island Resort). Yacht Basin turns into Lemon Bay Ln. House on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 27, 2026 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA