$199,000
106 Saint George Circle
Apollo Beach, FL 33572
Listing updated: June 12, 2026 at 1:41 PM ET
Listing courtesy of Caribbean Isle Property Sales Inc. · Bill Leith · MLS #TB8468849 · Active · 813-641-7067Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome home to Caribbean Isles Residential Cooperative, a friendly and highly sought-after 55+ waterfront community where neighbors become friends and every day feels like a getaway. Located on the desirable Harbor Side (east side of the community), this spacious 2-bedroom, 2-bath home features new carpet throughout, an abundance of windows that fill the home with natural light, and vaulted ceilings that create an open, airy feel. This home is truly move-in ready. The large eat-in kitchen is ideal for everyday living and casual gatherings. The primary bedroom offers a peaceful retreat with a generous walk-in closet and a private ensuite bath. A convenient indoor laundry/mud room adds extra functionality and storage. Step outside and step right aboard your boat. This beautifully maintained home sits along the Saint Georges Canal, offering tranquil water views and the occasional delight of watching manatees and dolphins from your backyard. Outdoor living is where this home truly shines. Enjoy your morning coffee in the screened patio, spend quiet afternoons watching the water, or unwind in the evening on the covered open patio while taking in stunning sunset skies. Life at Caribbean Isles is all about the perfect balance of activity and relaxation. Residents enjoy kayak and boat launches with a scenic canal system leading directly to Tampa Bay. Friendly games of bocce ball, shuffleboard, and horseshoes are always nearby, along with a heated community pool open year-round. The clubhouse is the heart of the community, featuring a craft room and a spacious game room with pool tables, card tables, indoor bar shuffleboard, and darts. With a full calendar of social activities, from themed dinners and dances to community gatherings there’s always something to look forward to. Ideally located between Tampa and Sarasota/Bradenton, Caribbean Isles offers easy access to beaches, dining, shopping, and entertainment. Come visit, relax, and see for yourself why so many are proud to call Caribbean Isles home.
Local Insight
At $181/sqft in a 55+ waterfront community, this is priced competitively for Apollo Beach, but the AE flood zone means you're looking at mandatory flood insurance that'll eat into your monthly costs on top of the $242 HOA—factor that into your true cost of ownership before comparing to non-flood properties. The 1991 manufacture date paired with waterfront exposure is worth a close inspection for any salt-related wear or structural issues, especially since you can't simply refinance away problems like you might with a site-built home. The real appeal here is direct water access in a gated 55+ community, but make sure that waterfront actually translates to usable dock space or boat access—sometimes these canal-lot properties have limitations on what you can do.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history129 days on market
- Status: ActiveFeb 3, 2026
- Listed$199,000Feb 3, 2026
- Price increased$199,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 129
- Subdivision
- Caribbean Isles Residential Co
- County
- Hillsborough
- Year built
- 1991
- Living area
- 1,102 sq ft
- Price/sq ft
- $181
- Building area
- 1,961 sq ft (Public Records)
- Lot size
- 4,761 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $804 (2024)
- Parcel #
- U-22-31-19-606-000000-00496.0
- Zoning
- PD
- MLS #
- TB8468849
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Linoleum
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- The lessee must meet the requirements as contained in the Bylaws and the Rules and Regulations and must be approved by two or more members of the Board. Must make application, submit to a background check and be approved by the Board.
- Approval process
- The lessee must meet the requirements as contained in the Bylaws and the Rules and Regulations and must be approved by two or more members of the Board. Must make application, submit to a background check and be approved by the Board.
Exterior & Construction
- Exterior features
- Awning(s), Lighting, Private Mailbox, Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x14 |
| Kitchen | First | 20x2 |
| Dining Room | First | 10x9 |
| Primary Bedroom | First | 12x13 |
| Primary Bathroom | First | 8x7 |
| Bedroom 2 | First | 9x11 |
| Bathroom 2 | First | 8x6 |
| Laundry | First | 8x5 |
| Balcony/Porch/Lanai | First | 17x9 |
| Balcony/Porch/Lanai | First | 18x9 |
Listing Details
- Listing date
- 2026-02-03
- On market date
- 2026-02-03
- Original list price
- $199,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-03
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 496
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 travel West at exit 246 on Big Bend Road. Go West to US41 and turn left (South) and travel to Elsberry Road. Turn right (West) just past the firehouse on Elsberry Road and travel to the Main where you will follow directions
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 1:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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