120 12th Avenue, FL
Stellar MLS

$1,749,000

120 12th Avenue

Palmetto, FL 34221

Listing updated: May 21, 2026 at 9:06 AM ET

Active
5
Beds
4
Baths
3,516
Sq Ft
0.25
Acres
2007
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$497/sqft
Single Family Residence

Property type

2007

Year built

10,829 sqft

Lot size

$497

Price / sq ft

$163/mo

HOA dues

115

Days on market

3

Garage spaces

X500

Flood zone

About this home

**Waterfront Paradise Awaits in Coveted Palmetto Location** Discover the lifestyle you've been dreaming of in this stunning five-bedroom, four-bathroom residence that seamlessly blends indoor luxury with outdoor living at its finest. Nestled along the picturesque Manatee River, this expansive home offers breathtaking waterfront views that will make every morning feel like a vacation. Step inside to find a thoughtfully updated interior spanning over 3,500 square feet of living space. The refreshed kitchen, beautifully renovated bathrooms, and inviting family room showcase meticulous attention to detail. New flooring flows throughout, while elegant window shutters, modern ceiling fans, and stylish light fixtures create an atmosphere of refined comfort. A decorative fireplace adds character to your gatherings, and fresh paint throughout gives everything a crisp, move-in-ready feel. The outdoor spaces truly steal the show here. Your private oasis features a gleaming marble pool deck, a fully-equipped outdoor kitchen perfect for entertaining, and not one but two lanais—all connected by a whole-house speaker system for effortless ambiance. The newly designed circular driveway and professional lighting elevate the curb appeal to impressive heights. Practical features abound, including a climate-controlled three-car garage and a powerful whole-house generator for peace of mind during Florida's unpredictable weather. Water enthusiasts will appreciate the option to purchase a sixty-five-foot boat slip separately. The neighborhood places you moments from Riviera Dunes Marina and the Bradenton Area Convention Center, offering endless entertainment and recreation options. Your waterfront retreat awaits—schedule your private showing today! Chandelier above breakfast table is excluded from sale.

Estimated monthly payment

Principal & interest$8,844
Property taxes$1,181
Home insurance (est.)$802
HOA dues$163

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history115 days on market

  1. Status: Active
    Jan 26, 2026
  2. Listed$1,875,000
    Jan 26, 2026
  3. Price reduced$1,749,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
115
Subdivision
Peninsula At Riviera Dunes
County
Manatee
Year built
2007
Living area
3,516 sq ft
Price/sq ft
$497
Building area
5,071 sq ft (Public Records)
Lot size
10,829 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12081C0168F)
Garage
3 spaces
Pool
Private pool
Annual taxes
$14,166 (2024)
Parcel #
2581602509
Zoning
C2
MLS #
A4679710

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Ceramic Tile, Hardwood, Luxury Vinyl, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air, Humidity Control, Zoned

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$490 / Quarterly
Monthly HOA
$163/mo
Total monthly fees
$163/mo
Total annual fees
$1,960
HOA name
Eric Hagar
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA docs
Approval process
See HOA docs

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x22
Primary BathroomFirst14x12
Bedroom 1First12x12
Bathroom 2First
Bedroom 3First12x12
Bathroom 3First
Bedroom 4First12x12
Bathroom 4Second
Bedroom 5Second12x14
KitchenFirst10x13
Family RoomFirst16x17
Living RoomFirst17x12
Dining RoomFirst10x12
LaundryFirst9x6
Bonus RoomSecond12x28

Listing Details

Listing date
2026-01-26
On market date
2026-01-26
Original list price
$1,875,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-01-26
Tax legal description
LOT 10 PENINSULA AT RIVIERA DUNES PI#25816.0250/9

Flood risk

Moderate riskFEMA Zone X500Panel 12081C0168F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 take #224 go west to Haben blvd. Turn left to traffic circle and gated entrance to Riviera Dunes. After gate go straight to 120 on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 9:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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