2045 Suwannee Banks Street, FL
Stellar MLS

$638,000

2045 Suwannee Banks Street

Clermont, FL 34711

Listing updated: April 4, 2026 at 12:05 PM ET

Active
4
Beds
3
Baths
2,382
Sq Ft
0.15
Acres
2022
Built
$268/sqft360° tour
Single Family Residence

Property type

2022

Year built

6,564 sqft

Lot size

$268

Price / sq ft

$130/mo

HOA dues

67

Days on market

2

Garage spaces

X

Flood zone

About this home

A rare opportunity to own a highly upgraded home without the cost or wait of new construction. This beautifully upgraded 4-bedroom, 3-bath home offers a true move-in ready experience with extensive owner improvements throughout. Located on a larger-than-average lot in the sought-after Waterbrooke community, this home stands out for its quality finishes and thoughtful upgrades. Highlights include new flooring throughout, professional interior painting with custom wallpaper, upgraded lighting, elegant chandeliers, a decorative living room panel, and a cozy fireplace. The kitchen features an upgraded cabinet color, larger-than-standard sink, premium dishwasher, pantry door, and a whole-house reverse osmosis water system, plus an additional built-in dual filtration system at the kitchen sink (approx. $6,000 value). All bathrooms were upgraded with walk-in glass showers (no tubs), and the home also offers upgraded stair railings, whole-house gutters, electronic smart lock. Furniture is negotiable. Enjoy resort-style community amenities, excellent schools, and convenient access to major roads, shopping, and dining.

Estimated monthly payment

Principal & interest$3,226
Property taxes$638
Home insurance (est.)$292
HOA dues$130

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Jan 27, 2026
  2. Listed$645,000
    Jan 27, 2026
  3. Price reduced$638,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
67
Subdivision
Waterbrooke Ph 2
County
Lake
Year built
2022
Living area
2,382 sq ft
Price/sq ft
$268
Building area
3,152 sq ft (Public Records)
Lot size
6,564 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0590E)
Garage
2 spaces
Annual taxes
$7,650 (2025)
Parcel #
27-22-26-0202-000-27500
MLS #
O6376347

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$130 / Monthly
Monthly HOA
$130/mo
Total monthly fees
$130/mo
Total annual fees
$1,560
HOA name
Leland Management/Tamara Nunez
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with HOA.

Exterior & Construction

Exterior features
Garden, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Breed Restrictions, Yes

Schools

ElementaryBLost Lake ElemGreatSchools ↗
MiddleBWindy Hill MiddleGreatSchools ↗
High SchoolAEast Ridge HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Bedroom 2Second
Bedroom 3Second
Bedroom 4First
Primary BathroomSecond
Bathroom 2Second
Bathroom 3First
Living RoomFirst
Dining RoomFirst
KitchenFirst
LaundrySecond
Great RoomSecond

Listing Details

Listing date
2026-01-27
On market date
2026-01-27
Original list price
$645,000
Occupant type
Vacant
MLS area
34711 - Clermont
Listing AOR
Orlando Regional
Status changed
2026-01-27
Tax legal description
WATERBROOKE PHASE 2 PB 71 PG 85-90 LOT 275 ORB 5891 PG 1031

Flood risk

Minimal riskFEMA Zone XPanel 12069C0590E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward Castlehill Rd Turn right onto Hartle Rd/Ray Goodgame Pkwy Continue to follow Ray Goodgame Pkwy Keep right to stay on Ray Goodgame Pkwy Turn right onto River Springs Blvd Turn right onto Suwannee Banks St Destination will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 4, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA