3604 Gulf Drive, FL

$1,399,000

3604 Gulf Drive

Holmes Beach, FL 34217

Active
4
Beds
2
Baths
1,500
Sq Ft
0.1
Acres
1968
Built
Private pool$933/sqft360° tour
🏠Duplex

Property type

🏗️1968

Year built

📐4,400 sqft

Lot size

📊$933

Price / sq ft

🏘️No HOA

HOA dues

📅105

Days on market

🌊AE

Flood zone

About this home

OVER 150K INCOME OVER LAST 12 MONTHS!!! Embrace the pinnacle of island luxury with this impeccably designed, turnkey Holmes Beach duplex—operating as a successful Airbnb and ready for seamless ownership transition. Each side features two spacious bedrooms and one bath, complete with gleaming marble countertops, white shaker cabinetry, elegant, natural-flow tile backsplashes and breathtaking remodeled bathrooms. With fresh paint, brand-new flooring, and a 2022 roof, the home is both stunning and secure. Every door and window is hurricane-rated and newly installed—offering peace of mind in every detail. Outdoors, one side boasts a heated pool with newly installed heater and a gorgeous waterfall feature, while the other side offers a soothing hot tub just installed in 2025 as well. Two outdoor showers add to the coastal experience, surrounded by lush, meticulously maintained landscaping. With five parking spots and separate entrances, you can host larger groups as a whole or individual parties in each unit and your guests will fall in love with this location when they find out public beach access is less than a block away! This duplex is uniquely positioned for maximum rental flexibility. Weekly rentals are fully allowed, making this a prime investment. High-end furnishings down to the last detail—silverware, plates, bedding, towels—ensure a seamless guest experience. Just steps from the vibrant charm of historic Bridge Street—known for its waterfront dining, boutique shops, and lively atmosphere—and minutes from the serene Bean Point, this property is at the heart of one of Florida’s top destinations. This is more than a home; it’s a fully operational, luxurious escape. Whether you’re continuing its rental success or claiming it for yourself, this is an unparalleled opportunity for coastal living and investment combined.

Estimated monthly payment

Principal & interest$7,074
Property taxes$1,249
Home insurance (est.)$641

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history105 days on market

  1. Status: Active
    Jan 24, 2026
  2. Listed$1,450,000
    Jan 23, 2026
  3. Price reduced$1,399,000

Virtual Tour

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
105
Subdivision
Casanas
County
Manatee
Year built
1968
Living area
1,500 sq ft
Price/sq ft
$933
Building area
1,560 sq ft (Public Records)
Lot size
4,400 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0277F)
Pool
Private pool
Annual taxes
$14,985 (2024)
Parcel #
7392200007
Zoning
R4
MLS #
A4679453

Interior Details

Bedrooms
4
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters
Laundry
Laundry Room
Stories / Levels
One

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1 Week
Listing terms
Cash, Conventional, Private Financing Available, VA Loan
Ownership
Fee Simple

Exterior & Construction

Exterior features
Fence, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Schools

ElementaryAnna Maria ElementaryGreatSchools ↗
MiddleMartha B. King MiddleGreatSchools ↗
High SchoolAManatee HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-01-22
On market date
2026-01-23
Original list price
$1,450,000
Occupant type
Tenant
MLS area
34217 - Holmes Beach/Bradenton Beach
Listing AOR
Sarasota - Manatee
Status changed
2026-01-24
Tax legal description
N1/2 OF LOT 4 BLK 27 CASANAS SUB PI#73922.0000/7

Flood risk

High riskFEMA Zone AEPanel 12081C0277F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Manatee Ave W. Turn southbound onto Gulf Drive Follow the S turn and property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 5:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA