12130 Maple Street, FL

$650,000

12130 Maple Street

Dunnellon, FL 34432

Active
3
Beds
2
Baths
1,533
Sq Ft
0.22
Acres
1964
Built
WaterfrontWater accessFireplace$424/sqft360° tour
Single Family Residence

Property type

1964

Year built

9,583 sqft

Lot size

$424

Price / sq ft

No HOA

HOA dues

125

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to a rare opportunity on a canal directly connected to the world-famous Rainbow River in Dunnellon—one of Florida’s most pristine and protected spring-fed waterways. This 3-bedroom, 2-bath, 2-car garage home offers 1,533 sq ft of heated living space and sits high and dry with no history of flooding. Built in 1964, the structure is solid, well maintained, and freshly painted—providing a clean slate for personalization or value-add improvements. The true value is outside: significant water-frontage on a calm canal with direct access to the Rainbow River. Spend your days kayaking, paddleboarding, tubing, swimming, snorkeling, or simply enjoying the abundant wildlife, including otters, turtles, and native birds—all from your backyard. With crystal-clear spring-fed water, quiet no-wake surroundings, and uninterrupted natural views, this setting delivers the kind of daily lifestyle typically reserved for far higher-priced waterfront estates. Recent major upgrades provide peace of mind: New roof (2019) New 3-ton HVAC system (2024), 14.3 SEER Electrical panel upgraded to 200 amps (2024) Additional features include a short horseshoe driveway, no HOA, and zoning flexibility—making this an excellent primary residence, second home, or investment property. Properties with direct Rainbow River access are increasingly scarce; the location is irreplaceable.

Estimated monthly payment

Principal & interest$3,287
Property taxes$436
Home insurance (est.)$298

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history125 days on market

  1. Status: Active
    Jan 22, 2026
  2. Listed$650,000
    Jan 22, 2026
  3. Price increased$650,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
125
Subdivision
Rippling Waters
County
Marion
Year built
1964
Living area
1,533 sq ft
Price/sq ft
$424
Building area
2,355 sq ft (Public Records)
Lot size
9,583 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0662D)
Garage
2 spaces
Annual taxes
$5,226 (2025)
Parcel #
3382-001-000
Zoning
R3A
MLS #
TB8467501

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Cooktop, Dishwasher, Microwave, Refrigerator
Interior features
Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryDunnellon Elementary SchoolGreatSchools ↗
MiddleDunnellon Middle SchoolGreatSchools ↗
High SchoolDunnellon High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
KitchenFirst
Living RoomFirst
Dining RoomFirst

Listing Details

Listing date
2026-01-22
On market date
2026-01-22
Original list price
$650,000
Occupant type
Vacant
MLS area
34432 - Dunnellon
Listing AOR
Suncoast Tampa
Status changed
2026-01-22
Tax legal description
SEC 35 TWP 16 RGE 18 PLAT BOOK G PAGE 057 RIPPLING WATERS LOT 1 & THAT PART OF LOT 7 BLK 26 MINNETRISTA WHICH LIES NORTH OF NORTH LINE OF LOT 1 RIPPLING WATERS

Flood risk

Minimal riskFEMA Zone XPanel 12083C0662D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Dunnellon: Take US-41 S, turn right onto SW 121st St (Maple St), continue to 12130 Maple Street on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 27, 2026 at 12:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA