$157,000
4725 Cove Circle
St Petersburg, FL 33708
Listing updated: May 19, 2026 at 9:11 AM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Ground floor condo, just walk right into your gorgeous views front your livingroom window and lanai.This beautiful one bedroom/one bath on the intracoastal waterway has been completely renovated and brand newly remodeled. Lovely 20 inch ceramic tile throughout, walk in shower, solid wood kitchen cabinets, all brand new appliances, new doors, brand new A/C unit and hot water heater. The condo is located on the first floor for easy access and has assigned parking as well. You can enjoy the serenity of the waterway just outside your window. Just a stroll away is a relaxing deck to enjoy the amazing sunsets and sunrises. So why wait any longer to enjoy your quaint condo for vacations or stay all year long in the Florida weather. The community has two pools, one in which many gather for cookouts and conversations. Enjoy playing tennis or pickleball. The clubhouse is getting completely renovated and has many activities in the community such as neighborhood gatherings, card games and bus trips too. The gated 55+ community has a 24hr. guard on duty for security and safety. All visitors must have prior approval before entering the lovely community.
Local Insight
At $193/sqft for a 1970 condo in an AE flood zone, you're getting waterfront appeal and 55+ community amenities, but you'll want to factor in flood insurance costs upfront—those premiums can be significant and eat into what looks like an affordable price. The private pool access and water views are solid perks for retirement living, though the single bedroom limits resale appeal if your situation changes down the road. This is the kind of property where location and lifestyle matter more than appreciation potential, so make sure the community and waterfront access are genuinely worth the flood risk and insurance burden for your long-term plans.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history109 days on market
- Status: ActiveJan 31, 2026
- Listed$207,000Jan 30, 2026
- Price reduced$157,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 109
- Subdivision
- Columbia Towers Condo
- County
- Pinellas
- Year built
- 1970
- Living area
- 815 sq ft
- Price/sq ft
- $193
- Lot size
- 0 sq ft
- Flood zone
- AE (12103C0183H)
- Pool
- Private pool
- Annual taxes
- $2,217 (2024)
- Parcel #
- 04-31-15-17703-000-0104
- MLS #
- A4679075
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Electric Water Heater, Microwave, Range, Refrigerator, Trash Compactor
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Solid Wood Cabinets
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Common, Ground Level
HOA & Financial
- Total monthly fees
- $734/mo
- Total annual fees
- $8,808
- HOA name
- Sea Towers Owners Association
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify with Association for rental restrictions
- Approval process
- Please verify rental restrictions with Association
Exterior & Construction
- Exterior features
- Awning(s), Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Block, Concrete
- Roof
- Shake, Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Available, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bathroom 1 | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-01-29
- On market date
- 2026-01-30
- Original list price
- $207,000
- Occupant type
- Vacant
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Venice
- Status changed
- 2026-01-31
- Tax legal description
- COLUMBIA TOWERS CONDO UNIT 104
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Duhme Road, pass Publix and Sea Towers is on the left. Need to call me for entry by guard. The combo lockbox is just passed the elevator and mailboxes, open silver door and to the left is lockbox.
More homes like this
$145,000
4725 Cove Cir #808
St Petersburg, FL 33708
1 bd · 1 ba · 815 sqft
Columbia Towers Condo
MLS# TB8462437
$169,900
4725 Cove Circle #908
St Petersburg, FL 33708
1 bd · 1 ba · 815 sqft
Columbia Towers Condo
MLS# TB8391570
$199,000
4725 Cove Cir #210
St Petersburg, FL 33708
2 bd · 2 ba · 1,040 sqft
Columbia Towers Condo
MLS# TB8501115
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 19, 2026 at 9:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA