$288,000
686 Middlebury Loop
New Smyrna Beach, FL 32168
Listing updated: February 28, 2026 at 1:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Charming 2-Bedroom Home Near the Ocean! Discover your perfect retreat in this lovely two-bedroom, two-bath home, ideally situated just 4 miles from the stunning ocean. Enjoy a sneak peek of the serene community pond from your backyard, creating a peaceful ambiance for relaxation. The community offers a beautifully renovated pool and clubhouse with shuffleboard court. This home is not only perfect for retirement but also a fantastic family residence with easy access to nearby restaurants and shopping. Don't miss the opportunity to make this delightful property your own and enjoy the coastal lifestyle!
Local Insight
At $229/sqft for a 1990 built home in an AE flood zone, you're getting entry-level New Smyrna pricing, but that flood designation will likely require elevated insurance costs and potential future mitigation expenses—worth running the numbers on before committing. The 0.12-acre lot and modest 1,255 sqft footprint mean you're buying into the laid-back beach-town lifestyle here rather than space or land value, so this works best if you're drawn to the authentic surf and artist community vibe rather than looking for a rental investment or long-term appreciation play.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history40 days on market
- Status: ActiveJan 19, 2026
- Listed$288,000Jan 19, 2026
- Price increased$288,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 40
- Subdivision
- Tymber Trace Ph 01
- County
- Volusia
- Year built
- 1990
- Living area
- 1,255 sq ft
- Price/sq ft
- $229
- Building area
- 1,977 sq ft (Public Records)
- Lot size
- 5,280 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12127C0540J)
- Garage
- 2 spaces
- Annual taxes
- $1,143 (2024)
- Parcel #
- 13 17 33 21 00 0720
- Zoning
- R3A
- MLS #
- NS1087090
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $525 / Annually
- Monthly HOA
- $44/mo
- Total monthly fees
- $44/mo
- Total annual fees
- $525
- HOA name
- Southern States /Nichol Fisher
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA rules and regulations
- Approval process
- Fill out questionaire
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 16.6x11.6 |
| Bedroom 2 | First | 12x11.9 |
| Living Room | First | 20x14 |
| Dining Room | First | 10.9x9.9 |
| Kitchen | First | 17x9.6 |
Listing Details
- Listing date
- 2026-01-19
- On market date
- 2026-01-19
- Original list price
- $288,000
- Occupant type
- Owner
- MLS area
- 32168 - New Smyrna Beach
- Listing AOR
- New Smyrna Beach Board of Realtors
- Status changed
- 2026-01-19
- Tax legal description
- LOT 72 TYMBER TRACE PHASE I MB 43 PGS 27-28 INC PER OR 4517 PG 4815 PER OR 5788 PG 1675 PER OR 5831 PG 3585 PER OR 6108 PG 4407 PER OR 8301 PG 4425
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I95 to 44 east turn left on pioneer trail, right on Enterprise ave, left Halleck St. left on Wayne ave, left on Middlebury Loop
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 28, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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